LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,879
−HK$9,650/mo
▼ 0.25% · 3.875%
HK$158,666
−HK$4,863/mo
Today · 4.125%
HK$163,529
baseline
▲ 0.50% · 4.625%
HK$173,479
+HK$9,950/mo
Deposit HK$33.74M · loan HK$33.74M · min. income ≈ HK$327,058/mo (50% DSR)
Upfront cash ≈ HK$36.61M (deposit + AVD stamp duty HK$2,868,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,189
−HK$9,249/mo
▼ 0.25% · 3.875%
HK$175,781
−HK$4,657/mo
Today · 4.125%
HK$180,438
baseline
▲ 0.50% · 4.625%
HK$189,949
+HK$9,511/mo
Deposit HK$33.74M · loan HK$33.74M · min. income ≈ HK$360,876/mo (50% DSR)
Upfront cash ≈ HK$36.61M (deposit + AVD stamp duty HK$2,868,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,655
−HK$11,580/mo
▼ 0.25% · 3.875%
HK$190,399
−HK$5,836/mo
Today · 4.125%
HK$196,235
baseline
▲ 0.50% · 4.625%
HK$208,175
+HK$11,940/mo
Deposit HK$26.99M · loan HK$40.49M · min. income ≈ HK$392,470/mo (50% DSR)
Upfront cash ≈ HK$29.86M (deposit + AVD stamp duty HK$2,868,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,427
−HK$11,099/mo
▼ 0.25% · 3.875%
HK$210,937
−HK$5,589/mo
Today · 4.125%
HK$216,526
baseline
▲ 0.50% · 4.625%
HK$227,939
+HK$11,413/mo
Deposit HK$26.99M · loan HK$40.49M · min. income ≈ HK$433,052/mo (50% DSR)
Upfront cash ≈ HK$29.86M (deposit + AVD stamp duty HK$2,868,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,431
−HK$13,510/mo
▼ 0.25% · 3.875%
HK$222,132
−HK$6,809/mo
Today · 4.125%
HK$228,941
baseline
▲ 0.50% · 4.625%
HK$242,871
+HK$13,930/mo
Deposit HK$20.25M · loan HK$47.24M · min. income ≈ HK$457,882/mo (50% DSR)
Upfront cash ≈ HK$23.11M (deposit + AVD stamp duty HK$2,868,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,665
−HK$12,948/mo
▼ 0.25% · 3.875%
HK$246,093
−HK$6,520/mo
Today · 4.125%
HK$252,613
baseline
▲ 0.50% · 4.625%
HK$265,929
+HK$13,316/mo
Deposit HK$20.25M · loan HK$47.24M · min. income ≈ HK$505,226/mo (50% DSR)
Upfront cash ≈ HK$23.11M (deposit + AVD stamp duty HK$2,868,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,983
−HK$17,369/mo
▼ 0.25% · 3.875%
HK$285,599
−HK$8,753/mo
Today · 4.125%
HK$294,352
baseline
▲ 0.50% · 4.625%
HK$312,263
+HK$17,911/mo
Deposit HK$6.75M · loan HK$60.74M · min. income ≈ HK$588,704/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$2,868,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,141
−HK$16,648/mo
▼ 0.25% · 3.875%
HK$316,405
−HK$8,384/mo
Today · 4.125%
HK$324,789
baseline
▲ 0.50% · 4.625%
HK$341,909
+HK$17,120/mo
Deposit HK$6.75M · loan HK$60.74M · min. income ≈ HK$649,578/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$2,868,045 · Scale 2, in force from 26 Feb 2026)