LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,882
−HK$9,650/mo
▼ 0.25% · 3.875%
HK$158,669
−HK$4,863/mo
Today · 4.125%
HK$163,532
baseline
▲ 0.50% · 4.625%
HK$173,482
+HK$9,950/mo
Deposit HK$33.74M · loan HK$33.74M · min. income ≈ HK$327,064/mo (50% DSR)
Upfront cash ≈ HK$36.61M (deposit + AVD stamp duty HK$2,868,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,192
−HK$9,249/mo
▼ 0.25% · 3.875%
HK$175,783
−HK$4,658/mo
Today · 4.125%
HK$180,441
baseline
▲ 0.50% · 4.625%
HK$189,952
+HK$9,511/mo
Deposit HK$33.74M · loan HK$33.74M · min. income ≈ HK$360,882/mo (50% DSR)
Upfront cash ≈ HK$36.61M (deposit + AVD stamp duty HK$2,868,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,658
−HK$11,580/mo
▼ 0.25% · 3.875%
HK$190,402
−HK$5,836/mo
Today · 4.125%
HK$196,238
baseline
▲ 0.50% · 4.625%
HK$208,179
+HK$11,941/mo
Deposit HK$26.99M · loan HK$40.49M · min. income ≈ HK$392,476/mo (50% DSR)
Upfront cash ≈ HK$29.86M (deposit + AVD stamp duty HK$2,868,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,431
−HK$11,098/mo
▼ 0.25% · 3.875%
HK$210,940
−HK$5,589/mo
Today · 4.125%
HK$216,529
baseline
▲ 0.50% · 4.625%
HK$227,943
+HK$11,414/mo
Deposit HK$26.99M · loan HK$40.49M · min. income ≈ HK$433,058/mo (50% DSR)
Upfront cash ≈ HK$29.86M (deposit + AVD stamp duty HK$2,868,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,435
−HK$13,509/mo
▼ 0.25% · 3.875%
HK$222,136
−HK$6,808/mo
Today · 4.125%
HK$228,944
baseline
▲ 0.50% · 4.625%
HK$242,875
+HK$13,931/mo
Deposit HK$20.25M · loan HK$47.24M · min. income ≈ HK$457,888/mo (50% DSR)
Upfront cash ≈ HK$23.11M (deposit + AVD stamp duty HK$2,868,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,669
−HK$12,949/mo
▼ 0.25% · 3.875%
HK$246,097
−HK$6,521/mo
Today · 4.125%
HK$252,618
baseline
▲ 0.50% · 4.625%
HK$265,933
+HK$13,315/mo
Deposit HK$20.25M · loan HK$47.24M · min. income ≈ HK$505,236/mo (50% DSR)
Upfront cash ≈ HK$23.11M (deposit + AVD stamp duty HK$2,868,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,988
−HK$17,369/mo
▼ 0.25% · 3.875%
HK$285,604
−HK$8,753/mo
Today · 4.125%
HK$294,357
baseline
▲ 0.50% · 4.625%
HK$312,268
+HK$17,911/mo
Deposit HK$6.75M · loan HK$60.74M · min. income ≈ HK$588,714/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$2,868,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,146
−HK$16,648/mo
▼ 0.25% · 3.875%
HK$316,410
−HK$8,384/mo
Today · 4.125%
HK$324,794
baseline
▲ 0.50% · 4.625%
HK$341,914
+HK$17,120/mo
Deposit HK$6.75M · loan HK$60.74M · min. income ≈ HK$649,588/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$2,868,092 · Scale 2, in force from 26 Feb 2026)