LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,911
−HK$9,651/mo
▼ 0.25% · 3.875%
HK$158,698
−HK$4,864/mo
Today · 4.125%
HK$163,562
baseline
▲ 0.50% · 4.625%
HK$173,515
+HK$9,953/mo
Deposit HK$33.75M · loan HK$33.75M · min. income ≈ HK$327,124/mo (50% DSR)
Upfront cash ≈ HK$36.62M (deposit + AVD stamp duty HK$2,868,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,224
−HK$9,251/mo
▼ 0.25% · 3.875%
HK$175,816
−HK$4,659/mo
Today · 4.125%
HK$180,475
baseline
▲ 0.50% · 4.625%
HK$189,988
+HK$9,513/mo
Deposit HK$33.75M · loan HK$33.75M · min. income ≈ HK$360,950/mo (50% DSR)
Upfront cash ≈ HK$36.62M (deposit + AVD stamp duty HK$2,868,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,693
−HK$11,582/mo
▼ 0.25% · 3.875%
HK$190,438
−HK$5,837/mo
Today · 4.125%
HK$196,275
baseline
▲ 0.50% · 4.625%
HK$208,218
+HK$11,943/mo
Deposit HK$27.00M · loan HK$40.50M · min. income ≈ HK$392,550/mo (50% DSR)
Upfront cash ≈ HK$29.87M (deposit + AVD stamp duty HK$2,868,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,469
−HK$11,101/mo
▼ 0.25% · 3.875%
HK$210,980
−HK$5,590/mo
Today · 4.125%
HK$216,570
baseline
▲ 0.50% · 4.625%
HK$227,986
+HK$11,416/mo
Deposit HK$27.00M · loan HK$40.50M · min. income ≈ HK$433,140/mo (50% DSR)
Upfront cash ≈ HK$29.87M (deposit + AVD stamp duty HK$2,868,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,475
−HK$13,512/mo
▼ 0.25% · 3.875%
HK$222,178
−HK$6,809/mo
Today · 4.125%
HK$228,987
baseline
▲ 0.50% · 4.625%
HK$242,921
+HK$13,934/mo
Deposit HK$20.25M · loan HK$47.25M · min. income ≈ HK$457,974/mo (50% DSR)
Upfront cash ≈ HK$23.12M (deposit + AVD stamp duty HK$2,868,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,714
−HK$12,951/mo
▼ 0.25% · 3.875%
HK$246,143
−HK$6,522/mo
Today · 4.125%
HK$252,665
baseline
▲ 0.50% · 4.625%
HK$265,983
+HK$13,318/mo
Deposit HK$20.25M · loan HK$47.25M · min. income ≈ HK$505,330/mo (50% DSR)
Upfront cash ≈ HK$23.12M (deposit + AVD stamp duty HK$2,868,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,040
−HK$17,372/mo
▼ 0.25% · 3.875%
HK$285,657
−HK$8,755/mo
Today · 4.125%
HK$294,412
baseline
▲ 0.50% · 4.625%
HK$312,327
+HK$17,915/mo
Deposit HK$6.75M · loan HK$60.75M · min. income ≈ HK$588,824/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$2,868,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,204
−HK$16,651/mo
▼ 0.25% · 3.875%
HK$316,470
−HK$8,385/mo
Today · 4.125%
HK$324,855
baseline
▲ 0.50% · 4.625%
HK$341,979
+HK$17,124/mo
Deposit HK$6.75M · loan HK$60.75M · min. income ≈ HK$649,710/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$2,868,631 · Scale 2, in force from 26 Feb 2026)