LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,392
−HK$965/mo
▼ 0.25% · 3.875%
HK$15,871
−HK$486/mo
Today · 4.125%
HK$16,357
baseline
▲ 0.50% · 4.625%
HK$17,352
+HK$995/mo
Deposit HK$3.38M · loan HK$3.38M · min. income ≈ HK$32,714/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$202,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,123
−HK$925/mo
▼ 0.25% · 3.875%
HK$17,582
−HK$466/mo
Today · 4.125%
HK$18,048
baseline
▲ 0.50% · 4.625%
HK$19,000
+HK$952/mo
Deposit HK$3.38M · loan HK$3.38M · min. income ≈ HK$36,096/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$202,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,470
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$19,045
−HK$583/mo
Today · 4.125%
HK$19,628
baseline
▲ 0.50% · 4.625%
HK$20,823
+HK$1,195/mo
Deposit HK$2.70M · loan HK$4.05M · min. income ≈ HK$39,256/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$202,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,548
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$21,099
−HK$559/mo
Today · 4.125%
HK$21,658
baseline
▲ 0.50% · 4.625%
HK$22,800
+HK$1,142/mo
Deposit HK$2.70M · loan HK$4.05M · min. income ≈ HK$43,316/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$202,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,548
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,219
−HK$681/mo
Today · 4.125%
HK$22,900
baseline
▲ 0.50% · 4.625%
HK$24,293
+HK$1,393/mo
Deposit HK$2.03M · loan HK$4.73M · min. income ≈ HK$45,800/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$202,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,972
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$24,615
−HK$653/mo
Today · 4.125%
HK$25,268
baseline
▲ 0.50% · 4.625%
HK$26,600
+HK$1,332/mo
Deposit HK$2.03M · loan HK$4.73M · min. income ≈ HK$50,536/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$202,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,705
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$28,567
−HK$876/mo
Today · 4.125%
HK$29,443
baseline
▲ 0.50% · 4.625%
HK$31,234
+HK$1,791/mo
Deposit HK$675K · loan HK$6.08M · min. income ≈ HK$58,886/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$202,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,822
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$31,648
−HK$839/mo
Today · 4.125%
HK$32,487
baseline
▲ 0.50% · 4.625%
HK$34,199
+HK$1,712/mo
Deposit HK$675K · loan HK$6.08M · min. income ≈ HK$64,974/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$202,501 · Scale 2, in force from 26 Feb 2026)