LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,935
−HK$9,653/mo
▼ 0.25% · 3.875%
HK$158,724
−HK$4,864/mo
Today · 4.125%
HK$163,588
baseline
▲ 0.50% · 4.625%
HK$173,542
+HK$9,954/mo
Deposit HK$33.75M · loan HK$33.75M · min. income ≈ HK$327,176/mo (50% DSR)
Upfront cash ≈ HK$36.62M (deposit + AVD stamp duty HK$2,869,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,252
−HK$9,252/mo
▼ 0.25% · 3.875%
HK$175,844
−HK$4,660/mo
Today · 4.125%
HK$180,504
baseline
▲ 0.50% · 4.625%
HK$190,018
+HK$9,514/mo
Deposit HK$33.75M · loan HK$33.75M · min. income ≈ HK$361,008/mo (50% DSR)
Upfront cash ≈ HK$36.62M (deposit + AVD stamp duty HK$2,869,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,722
−HK$11,584/mo
▼ 0.25% · 3.875%
HK$190,468
−HK$5,838/mo
Today · 4.125%
HK$196,306
baseline
▲ 0.50% · 4.625%
HK$208,251
+HK$11,945/mo
Deposit HK$27.00M · loan HK$40.50M · min. income ≈ HK$392,612/mo (50% DSR)
Upfront cash ≈ HK$29.87M (deposit + AVD stamp duty HK$2,869,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,502
−HK$11,102/mo
▼ 0.25% · 3.875%
HK$211,013
−HK$5,591/mo
Today · 4.125%
HK$216,604
baseline
▲ 0.50% · 4.625%
HK$228,022
+HK$11,418/mo
Deposit HK$27.00M · loan HK$40.50M · min. income ≈ HK$433,208/mo (50% DSR)
Upfront cash ≈ HK$29.87M (deposit + AVD stamp duty HK$2,869,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,509
−HK$13,515/mo
▼ 0.25% · 3.875%
HK$222,213
−HK$6,811/mo
Today · 4.125%
HK$229,024
baseline
▲ 0.50% · 4.625%
HK$242,959
+HK$13,935/mo
Deposit HK$20.25M · loan HK$47.26M · min. income ≈ HK$458,048/mo (50% DSR)
Upfront cash ≈ HK$23.12M (deposit + AVD stamp duty HK$2,869,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,752
−HK$12,953/mo
▼ 0.25% · 3.875%
HK$246,182
−HK$6,523/mo
Today · 4.125%
HK$252,705
baseline
▲ 0.50% · 4.625%
HK$266,026
+HK$13,321/mo
Deposit HK$20.25M · loan HK$47.26M · min. income ≈ HK$505,410/mo (50% DSR)
Upfront cash ≈ HK$23.12M (deposit + AVD stamp duty HK$2,869,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,084
−HK$17,375/mo
▼ 0.25% · 3.875%
HK$285,702
−HK$8,757/mo
Today · 4.125%
HK$294,459
baseline
▲ 0.50% · 4.625%
HK$312,376
+HK$17,917/mo
Deposit HK$6.75M · loan HK$60.76M · min. income ≈ HK$588,918/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$2,869,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,253
−HK$16,654/mo
▼ 0.25% · 3.875%
HK$316,520
−HK$8,387/mo
Today · 4.125%
HK$324,907
baseline
▲ 0.50% · 4.625%
HK$342,033
+HK$17,126/mo
Deposit HK$6.75M · loan HK$60.76M · min. income ≈ HK$649,814/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$2,869,086 · Scale 2, in force from 26 Feb 2026)