LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,943
−HK$9,654/mo
▼ 0.25% · 3.875%
HK$158,731
−HK$4,866/mo
Today · 4.125%
HK$163,597
baseline
▲ 0.50% · 4.625%
HK$173,551
+HK$9,954/mo
Deposit HK$33.76M · loan HK$33.76M · min. income ≈ HK$327,194/mo (50% DSR)
Upfront cash ≈ HK$36.62M (deposit + AVD stamp duty HK$2,869,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,260
−HK$9,253/mo
▼ 0.25% · 3.875%
HK$175,853
−HK$4,660/mo
Today · 4.125%
HK$180,513
baseline
▲ 0.50% · 4.625%
HK$190,028
+HK$9,515/mo
Deposit HK$33.76M · loan HK$33.76M · min. income ≈ HK$361,026/mo (50% DSR)
Upfront cash ≈ HK$36.62M (deposit + AVD stamp duty HK$2,869,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,732
−HK$11,584/mo
▼ 0.25% · 3.875%
HK$190,478
−HK$5,838/mo
Today · 4.125%
HK$196,316
baseline
▲ 0.50% · 4.625%
HK$208,261
+HK$11,945/mo
Deposit HK$27.00M · loan HK$40.51M · min. income ≈ HK$392,632/mo (50% DSR)
Upfront cash ≈ HK$29.87M (deposit + AVD stamp duty HK$2,869,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,512
−HK$11,103/mo
▼ 0.25% · 3.875%
HK$211,024
−HK$5,591/mo
Today · 4.125%
HK$216,615
baseline
▲ 0.50% · 4.625%
HK$228,033
+HK$11,418/mo
Deposit HK$27.00M · loan HK$40.51M · min. income ≈ HK$433,230/mo (50% DSR)
Upfront cash ≈ HK$29.87M (deposit + AVD stamp duty HK$2,869,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,520
−HK$13,515/mo
▼ 0.25% · 3.875%
HK$222,224
−HK$6,811/mo
Today · 4.125%
HK$229,035
baseline
▲ 0.50% · 4.625%
HK$242,971
+HK$13,936/mo
Deposit HK$20.25M · loan HK$47.26M · min. income ≈ HK$458,070/mo (50% DSR)
Upfront cash ≈ HK$23.12M (deposit + AVD stamp duty HK$2,869,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,764
−HK$12,954/mo
▼ 0.25% · 3.875%
HK$246,194
−HK$6,524/mo
Today · 4.125%
HK$252,718
baseline
▲ 0.50% · 4.625%
HK$266,039
+HK$13,321/mo
Deposit HK$20.25M · loan HK$47.26M · min. income ≈ HK$505,436/mo (50% DSR)
Upfront cash ≈ HK$23.12M (deposit + AVD stamp duty HK$2,869,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,097
−HK$17,377/mo
▼ 0.25% · 3.875%
HK$285,717
−HK$8,757/mo
Today · 4.125%
HK$294,474
baseline
▲ 0.50% · 4.625%
HK$312,392
+HK$17,918/mo
Deposit HK$6.75M · loan HK$60.76M · min. income ≈ HK$588,948/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$2,869,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,268
−HK$16,655/mo
▼ 0.25% · 3.875%
HK$316,536
−HK$8,387/mo
Today · 4.125%
HK$324,923
baseline
▲ 0.50% · 4.625%
HK$342,050
+HK$17,127/mo
Deposit HK$6.75M · loan HK$60.76M · min. income ≈ HK$649,846/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$2,869,228 · Scale 2, in force from 26 Feb 2026)