LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,396
−HK$965/mo
▼ 0.25% · 3.875%
HK$15,875
−HK$486/mo
Today · 4.125%
HK$16,361
baseline
▲ 0.50% · 4.625%
HK$17,357
+HK$996/mo
Deposit HK$3.38M · loan HK$3.38M · min. income ≈ HK$32,722/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$202,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,128
−HK$925/mo
▼ 0.25% · 3.875%
HK$17,587
−HK$466/mo
Today · 4.125%
HK$18,053
baseline
▲ 0.50% · 4.625%
HK$19,005
+HK$952/mo
Deposit HK$3.38M · loan HK$3.38M · min. income ≈ HK$36,106/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$202,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,475
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$19,050
−HK$583/mo
Today · 4.125%
HK$19,633
baseline
▲ 0.50% · 4.625%
HK$20,828
+HK$1,195/mo
Deposit HK$2.70M · loan HK$4.05M · min. income ≈ HK$39,266/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$202,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,553
−HK$1,111/mo
▼ 0.25% · 3.875%
HK$21,104
−HK$560/mo
Today · 4.125%
HK$21,664
baseline
▲ 0.50% · 4.625%
HK$22,806
+HK$1,142/mo
Deposit HK$2.70M · loan HK$4.05M · min. income ≈ HK$43,328/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$202,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,554
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,225
−HK$681/mo
Today · 4.125%
HK$22,906
baseline
▲ 0.50% · 4.625%
HK$24,299
+HK$1,393/mo
Deposit HK$2.03M · loan HK$4.73M · min. income ≈ HK$45,812/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$202,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,979
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$24,622
−HK$652/mo
Today · 4.125%
HK$25,274
baseline
▲ 0.50% · 4.625%
HK$26,606
+HK$1,332/mo
Deposit HK$2.03M · loan HK$4.73M · min. income ≈ HK$50,548/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$202,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,712
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$28,574
−HK$876/mo
Today · 4.125%
HK$29,450
baseline
▲ 0.50% · 4.625%
HK$31,242
+HK$1,792/mo
Deposit HK$675K · loan HK$6.08M · min. income ≈ HK$58,900/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$202,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,830
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$31,657
−HK$838/mo
Today · 4.125%
HK$32,495
baseline
▲ 0.50% · 4.625%
HK$34,208
+HK$1,713/mo
Deposit HK$675K · loan HK$6.08M · min. income ≈ HK$64,990/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$202,554 · Scale 2, in force from 26 Feb 2026)