LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,397
−HK$966/mo
▼ 0.25% · 3.875%
HK$15,876
−HK$487/mo
Today · 4.125%
HK$16,363
baseline
▲ 0.50% · 4.625%
HK$17,359
+HK$996/mo
Deposit HK$3.38M · loan HK$3.38M · min. income ≈ HK$32,726/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$202,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,129
−HK$926/mo
▼ 0.25% · 3.875%
HK$17,589
−HK$466/mo
Today · 4.125%
HK$18,055
baseline
▲ 0.50% · 4.625%
HK$19,007
+HK$952/mo
Deposit HK$3.38M · loan HK$3.38M · min. income ≈ HK$36,110/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$202,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,477
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$19,052
−HK$584/mo
Today · 4.125%
HK$19,636
baseline
▲ 0.50% · 4.625%
HK$20,830
+HK$1,194/mo
Deposit HK$2.70M · loan HK$4.05M · min. income ≈ HK$39,272/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$202,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,555
−HK$1,111/mo
▼ 0.25% · 3.875%
HK$21,107
−HK$559/mo
Today · 4.125%
HK$21,666
baseline
▲ 0.50% · 4.625%
HK$22,808
+HK$1,142/mo
Deposit HK$2.70M · loan HK$4.05M · min. income ≈ HK$43,332/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$202,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,556
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,227
−HK$681/mo
Today · 4.125%
HK$22,908
baseline
▲ 0.50% · 4.625%
HK$24,302
+HK$1,394/mo
Deposit HK$2.03M · loan HK$4.73M · min. income ≈ HK$45,816/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$202,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,981
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$24,624
−HK$653/mo
Today · 4.125%
HK$25,277
baseline
▲ 0.50% · 4.625%
HK$26,609
+HK$1,332/mo
Deposit HK$2.03M · loan HK$4.73M · min. income ≈ HK$50,554/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$202,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,715
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$28,577
−HK$876/mo
Today · 4.125%
HK$29,453
baseline
▲ 0.50% · 4.625%
HK$31,246
+HK$1,793/mo
Deposit HK$675K · loan HK$6.08M · min. income ≈ HK$58,906/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$202,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,833
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$31,660
−HK$839/mo
Today · 4.125%
HK$32,499
baseline
▲ 0.50% · 4.625%
HK$34,212
+HK$1,713/mo
Deposit HK$675K · loan HK$6.08M · min. income ≈ HK$64,998/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$202,576 · Scale 2, in force from 26 Feb 2026)