LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,998
−HK$9,657/mo
▼ 0.25% · 3.875%
HK$158,788
−HK$4,867/mo
Today · 4.125%
HK$163,655
baseline
▲ 0.50% · 4.625%
HK$173,613
+HK$9,958/mo
Deposit HK$33.77M · loan HK$33.77M · min. income ≈ HK$327,310/mo (50% DSR)
Upfront cash ≈ HK$36.64M (deposit + AVD stamp duty HK$2,870,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,321
−HK$9,256/mo
▼ 0.25% · 3.875%
HK$175,916
−HK$4,661/mo
Today · 4.125%
HK$180,577
baseline
▲ 0.50% · 4.625%
HK$190,096
+HK$9,519/mo
Deposit HK$33.77M · loan HK$33.77M · min. income ≈ HK$361,154/mo (50% DSR)
Upfront cash ≈ HK$36.64M (deposit + AVD stamp duty HK$2,870,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,798
−HK$11,588/mo
▼ 0.25% · 3.875%
HK$190,546
−HK$5,840/mo
Today · 4.125%
HK$196,386
baseline
▲ 0.50% · 4.625%
HK$208,336
+HK$11,950/mo
Deposit HK$27.01M · loan HK$40.52M · min. income ≈ HK$392,772/mo (50% DSR)
Upfront cash ≈ HK$29.88M (deposit + AVD stamp duty HK$2,870,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,586
−HK$11,107/mo
▼ 0.25% · 3.875%
HK$211,099
−HK$5,594/mo
Today · 4.125%
HK$216,693
baseline
▲ 0.50% · 4.625%
HK$228,115
+HK$11,422/mo
Deposit HK$27.01M · loan HK$40.52M · min. income ≈ HK$433,386/mo (50% DSR)
Upfront cash ≈ HK$29.88M (deposit + AVD stamp duty HK$2,870,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,597
−HK$13,520/mo
▼ 0.25% · 3.875%
HK$222,304
−HK$6,813/mo
Today · 4.125%
HK$229,117
baseline
▲ 0.50% · 4.625%
HK$243,058
+HK$13,941/mo
Deposit HK$20.26M · loan HK$47.27M · min. income ≈ HK$458,234/mo (50% DSR)
Upfront cash ≈ HK$23.13M (deposit + AVD stamp duty HK$2,870,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,850
−HK$12,958/mo
▼ 0.25% · 3.875%
HK$246,282
−HK$6,526/mo
Today · 4.125%
HK$252,808
baseline
▲ 0.50% · 4.625%
HK$266,134
+HK$13,326/mo
Deposit HK$20.26M · loan HK$47.27M · min. income ≈ HK$505,616/mo (50% DSR)
Upfront cash ≈ HK$23.13M (deposit + AVD stamp duty HK$2,870,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,197
−HK$17,382/mo
▼ 0.25% · 3.875%
HK$285,819
−HK$8,760/mo
Today · 4.125%
HK$294,579
baseline
▲ 0.50% · 4.625%
HK$312,504
+HK$17,925/mo
Deposit HK$6.75M · loan HK$60.78M · min. income ≈ HK$589,158/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$2,870,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,378
−HK$16,661/mo
▼ 0.25% · 3.875%
HK$316,649
−HK$8,390/mo
Today · 4.125%
HK$325,039
baseline
▲ 0.50% · 4.625%
HK$342,172
+HK$17,133/mo
Deposit HK$6.75M · loan HK$60.78M · min. income ≈ HK$650,078/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$2,870,256 · Scale 2, in force from 26 Feb 2026)