LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,004
−HK$9,658/mo
▼ 0.25% · 3.875%
HK$158,795
−HK$4,867/mo
Today · 4.125%
HK$163,662
baseline
▲ 0.50% · 4.625%
HK$173,620
+HK$9,958/mo
Deposit HK$33.77M · loan HK$33.77M · min. income ≈ HK$327,324/mo (50% DSR)
Upfront cash ≈ HK$36.64M (deposit + AVD stamp duty HK$2,870,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,328
−HK$9,257/mo
▼ 0.25% · 3.875%
HK$175,923
−HK$4,662/mo
Today · 4.125%
HK$180,585
baseline
▲ 0.50% · 4.625%
HK$190,103
+HK$9,518/mo
Deposit HK$33.77M · loan HK$33.77M · min. income ≈ HK$361,170/mo (50% DSR)
Upfront cash ≈ HK$36.64M (deposit + AVD stamp duty HK$2,870,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,805
−HK$11,589/mo
▼ 0.25% · 3.875%
HK$190,554
−HK$5,840/mo
Today · 4.125%
HK$196,394
baseline
▲ 0.50% · 4.625%
HK$208,344
+HK$11,950/mo
Deposit HK$27.02M · loan HK$40.52M · min. income ≈ HK$392,788/mo (50% DSR)
Upfront cash ≈ HK$29.89M (deposit + AVD stamp duty HK$2,870,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,594
−HK$11,107/mo
▼ 0.25% · 3.875%
HK$211,108
−HK$5,593/mo
Today · 4.125%
HK$216,701
baseline
▲ 0.50% · 4.625%
HK$228,124
+HK$11,423/mo
Deposit HK$27.02M · loan HK$40.52M · min. income ≈ HK$433,402/mo (50% DSR)
Upfront cash ≈ HK$29.89M (deposit + AVD stamp duty HK$2,870,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,606
−HK$13,520/mo
▼ 0.25% · 3.875%
HK$222,313
−HK$6,813/mo
Today · 4.125%
HK$229,126
baseline
▲ 0.50% · 4.625%
HK$243,068
+HK$13,942/mo
Deposit HK$20.26M · loan HK$47.28M · min. income ≈ HK$458,252/mo (50% DSR)
Upfront cash ≈ HK$23.13M (deposit + AVD stamp duty HK$2,870,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,860
−HK$12,958/mo
▼ 0.25% · 3.875%
HK$246,292
−HK$6,526/mo
Today · 4.125%
HK$252,818
baseline
▲ 0.50% · 4.625%
HK$266,145
+HK$13,327/mo
Deposit HK$20.26M · loan HK$47.28M · min. income ≈ HK$505,636/mo (50% DSR)
Upfront cash ≈ HK$23.13M (deposit + AVD stamp duty HK$2,870,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,208
−HK$17,383/mo
▼ 0.25% · 3.875%
HK$285,830
−HK$8,761/mo
Today · 4.125%
HK$294,591
baseline
▲ 0.50% · 4.625%
HK$312,516
+HK$17,925/mo
Deposit HK$6.75M · loan HK$60.78M · min. income ≈ HK$589,182/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$2,870,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,391
−HK$16,661/mo
▼ 0.25% · 3.875%
HK$316,662
−HK$8,390/mo
Today · 4.125%
HK$325,052
baseline
▲ 0.50% · 4.625%
HK$342,186
+HK$17,134/mo
Deposit HK$6.75M · loan HK$60.78M · min. income ≈ HK$650,104/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$2,870,371 · Scale 2, in force from 26 Feb 2026)