LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,007
−HK$9,658/mo
▼ 0.25% · 3.875%
HK$158,798
−HK$4,867/mo
Today · 4.125%
HK$163,665
baseline
▲ 0.50% · 4.625%
HK$173,624
+HK$9,959/mo
Deposit HK$33.77M · loan HK$33.77M · min. income ≈ HK$327,330/mo (50% DSR)
Upfront cash ≈ HK$36.64M (deposit + AVD stamp duty HK$2,870,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,332
−HK$9,256/mo
▼ 0.25% · 3.875%
HK$175,927
−HK$4,661/mo
Today · 4.125%
HK$180,588
baseline
▲ 0.50% · 4.625%
HK$190,107
+HK$9,519/mo
Deposit HK$33.77M · loan HK$33.77M · min. income ≈ HK$361,176/mo (50% DSR)
Upfront cash ≈ HK$36.64M (deposit + AVD stamp duty HK$2,870,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,809
−HK$11,589/mo
▼ 0.25% · 3.875%
HK$190,557
−HK$5,841/mo
Today · 4.125%
HK$196,398
baseline
▲ 0.50% · 4.625%
HK$208,348
+HK$11,950/mo
Deposit HK$27.02M · loan HK$40.52M · min. income ≈ HK$392,796/mo (50% DSR)
Upfront cash ≈ HK$29.89M (deposit + AVD stamp duty HK$2,870,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,598
−HK$11,108/mo
▼ 0.25% · 3.875%
HK$211,112
−HK$5,594/mo
Today · 4.125%
HK$216,706
baseline
▲ 0.50% · 4.625%
HK$228,129
+HK$11,423/mo
Deposit HK$27.02M · loan HK$40.52M · min. income ≈ HK$433,412/mo (50% DSR)
Upfront cash ≈ HK$29.89M (deposit + AVD stamp duty HK$2,870,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,610
−HK$13,521/mo
▼ 0.25% · 3.875%
HK$222,317
−HK$6,814/mo
Today · 4.125%
HK$229,131
baseline
▲ 0.50% · 4.625%
HK$243,073
+HK$13,942/mo
Deposit HK$20.26M · loan HK$47.28M · min. income ≈ HK$458,262/mo (50% DSR)
Upfront cash ≈ HK$23.13M (deposit + AVD stamp duty HK$2,870,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,864
−HK$12,959/mo
▼ 0.25% · 3.875%
HK$246,297
−HK$6,526/mo
Today · 4.125%
HK$252,823
baseline
▲ 0.50% · 4.625%
HK$266,150
+HK$13,327/mo
Deposit HK$20.26M · loan HK$47.28M · min. income ≈ HK$505,646/mo (50% DSR)
Upfront cash ≈ HK$23.13M (deposit + AVD stamp duty HK$2,870,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,213
−HK$17,384/mo
▼ 0.25% · 3.875%
HK$285,836
−HK$8,761/mo
Today · 4.125%
HK$294,597
baseline
▲ 0.50% · 4.625%
HK$312,522
+HK$17,925/mo
Deposit HK$6.75M · loan HK$60.79M · min. income ≈ HK$589,194/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$2,870,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,397
−HK$16,662/mo
▼ 0.25% · 3.875%
HK$316,668
−HK$8,391/mo
Today · 4.125%
HK$325,059
baseline
▲ 0.50% · 4.625%
HK$342,193
+HK$17,134/mo
Deposit HK$6.75M · loan HK$60.79M · min. income ≈ HK$650,118/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$2,870,427 · Scale 2, in force from 26 Feb 2026)