LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,030
−HK$9,659/mo
▼ 0.25% · 3.875%
HK$158,821
−HK$4,868/mo
Today · 4.125%
HK$163,689
baseline
▲ 0.50% · 4.625%
HK$173,649
+HK$9,960/mo
Deposit HK$33.77M · loan HK$33.77M · min. income ≈ HK$327,378/mo (50% DSR)
Upfront cash ≈ HK$36.65M (deposit + AVD stamp duty HK$2,870,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,357
−HK$9,258/mo
▼ 0.25% · 3.875%
HK$175,952
−HK$4,663/mo
Today · 4.125%
HK$180,615
baseline
▲ 0.50% · 4.625%
HK$190,135
+HK$9,520/mo
Deposit HK$33.77M · loan HK$33.77M · min. income ≈ HK$361,230/mo (50% DSR)
Upfront cash ≈ HK$36.65M (deposit + AVD stamp duty HK$2,870,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,836
−HK$11,591/mo
▼ 0.25% · 3.875%
HK$190,585
−HK$5,842/mo
Today · 4.125%
HK$196,427
baseline
▲ 0.50% · 4.625%
HK$208,379
+HK$11,952/mo
Deposit HK$27.02M · loan HK$40.53M · min. income ≈ HK$392,854/mo (50% DSR)
Upfront cash ≈ HK$29.89M (deposit + AVD stamp duty HK$2,870,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,628
−HK$11,110/mo
▼ 0.25% · 3.875%
HK$211,143
−HK$5,595/mo
Today · 4.125%
HK$216,738
baseline
▲ 0.50% · 4.625%
HK$228,162
+HK$11,424/mo
Deposit HK$27.02M · loan HK$40.53M · min. income ≈ HK$433,476/mo (50% DSR)
Upfront cash ≈ HK$29.89M (deposit + AVD stamp duty HK$2,870,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,642
−HK$13,523/mo
▼ 0.25% · 3.875%
HK$222,350
−HK$6,815/mo
Today · 4.125%
HK$229,165
baseline
▲ 0.50% · 4.625%
HK$243,109
+HK$13,944/mo
Deposit HK$20.26M · loan HK$47.28M · min. income ≈ HK$458,330/mo (50% DSR)
Upfront cash ≈ HK$23.14M (deposit + AVD stamp duty HK$2,870,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,899
−HK$12,961/mo
▼ 0.25% · 3.875%
HK$246,333
−HK$6,527/mo
Today · 4.125%
HK$252,860
baseline
▲ 0.50% · 4.625%
HK$266,189
+HK$13,329/mo
Deposit HK$20.26M · loan HK$47.28M · min. income ≈ HK$505,720/mo (50% DSR)
Upfront cash ≈ HK$23.14M (deposit + AVD stamp duty HK$2,870,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,254
−HK$17,386/mo
▼ 0.25% · 3.875%
HK$285,878
−HK$8,762/mo
Today · 4.125%
HK$294,640
baseline
▲ 0.50% · 4.625%
HK$312,568
+HK$17,928/mo
Deposit HK$6.75M · loan HK$60.79M · min. income ≈ HK$589,280/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$2,870,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,442
−HK$16,664/mo
▼ 0.25% · 3.875%
HK$316,714
−HK$8,392/mo
Today · 4.125%
HK$325,106
baseline
▲ 0.50% · 4.625%
HK$342,243
+HK$17,137/mo
Deposit HK$6.75M · loan HK$60.79M · min. income ≈ HK$650,212/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$2,870,849 · Scale 2, in force from 26 Feb 2026)