LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,043
−HK$9,660/mo
▼ 0.25% · 3.875%
HK$158,835
−HK$4,868/mo
Today · 4.125%
HK$163,703
baseline
▲ 0.50% · 4.625%
HK$173,664
+HK$9,961/mo
Deposit HK$33.78M · loan HK$33.78M · min. income ≈ HK$327,406/mo (50% DSR)
Upfront cash ≈ HK$36.65M (deposit + AVD stamp duty HK$2,871,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,372
−HK$9,258/mo
▼ 0.25% · 3.875%
HK$175,968
−HK$4,662/mo
Today · 4.125%
HK$180,630
baseline
▲ 0.50% · 4.625%
HK$190,152
+HK$9,522/mo
Deposit HK$33.78M · loan HK$33.78M · min. income ≈ HK$361,260/mo (50% DSR)
Upfront cash ≈ HK$36.65M (deposit + AVD stamp duty HK$2,871,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,852
−HK$11,592/mo
▼ 0.25% · 3.875%
HK$190,602
−HK$5,842/mo
Today · 4.125%
HK$196,444
baseline
▲ 0.50% · 4.625%
HK$208,397
+HK$11,953/mo
Deposit HK$27.02M · loan HK$40.53M · min. income ≈ HK$392,888/mo (50% DSR)
Upfront cash ≈ HK$29.89M (deposit + AVD stamp duty HK$2,871,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,646
−HK$11,110/mo
▼ 0.25% · 3.875%
HK$211,161
−HK$5,595/mo
Today · 4.125%
HK$216,756
baseline
▲ 0.50% · 4.625%
HK$228,182
+HK$11,426/mo
Deposit HK$27.02M · loan HK$40.53M · min. income ≈ HK$433,512/mo (50% DSR)
Upfront cash ≈ HK$29.89M (deposit + AVD stamp duty HK$2,871,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,661
−HK$13,524/mo
▼ 0.25% · 3.875%
HK$222,369
−HK$6,816/mo
Today · 4.125%
HK$229,185
baseline
▲ 0.50% · 4.625%
HK$243,130
+HK$13,945/mo
Deposit HK$20.27M · loan HK$47.29M · min. income ≈ HK$458,370/mo (50% DSR)
Upfront cash ≈ HK$23.14M (deposit + AVD stamp duty HK$2,871,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,920
−HK$12,963/mo
▼ 0.25% · 3.875%
HK$246,355
−HK$6,528/mo
Today · 4.125%
HK$252,883
baseline
▲ 0.50% · 4.625%
HK$266,212
+HK$13,329/mo
Deposit HK$20.27M · loan HK$47.29M · min. income ≈ HK$505,766/mo (50% DSR)
Upfront cash ≈ HK$23.14M (deposit + AVD stamp duty HK$2,871,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,278
−HK$17,388/mo
▼ 0.25% · 3.875%
HK$285,903
−HK$8,763/mo
Today · 4.125%
HK$294,666
baseline
▲ 0.50% · 4.625%
HK$312,596
+HK$17,930/mo
Deposit HK$6.76M · loan HK$60.80M · min. income ≈ HK$589,332/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$2,871,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,469
−HK$16,666/mo
▼ 0.25% · 3.875%
HK$316,742
−HK$8,393/mo
Today · 4.125%
HK$325,135
baseline
▲ 0.50% · 4.625%
HK$342,273
+HK$17,138/mo
Deposit HK$6.76M · loan HK$60.80M · min. income ≈ HK$650,270/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$2,871,100 · Scale 2, in force from 26 Feb 2026)