LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,406
−HK$966/mo
▼ 0.25% · 3.875%
HK$15,885
−HK$487/mo
Today · 4.125%
HK$16,372
baseline
▲ 0.50% · 4.625%
HK$17,368
+HK$996/mo
Deposit HK$3.38M · loan HK$3.38M · min. income ≈ HK$32,744/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$202,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,139
−HK$926/mo
▼ 0.25% · 3.875%
HK$17,598
−HK$467/mo
Today · 4.125%
HK$18,065
baseline
▲ 0.50% · 4.625%
HK$19,017
+HK$952/mo
Deposit HK$3.38M · loan HK$3.38M · min. income ≈ HK$36,130/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$202,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,487
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$19,062
−HK$584/mo
Today · 4.125%
HK$19,646
baseline
▲ 0.50% · 4.625%
HK$20,841
+HK$1,195/mo
Deposit HK$2.70M · loan HK$4.05M · min. income ≈ HK$39,292/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$202,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,566
−HK$1,111/mo
▼ 0.25% · 3.875%
HK$21,118
−HK$559/mo
Today · 4.125%
HK$21,677
baseline
▲ 0.50% · 4.625%
HK$22,820
+HK$1,143/mo
Deposit HK$2.70M · loan HK$4.05M · min. income ≈ HK$43,354/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$202,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,568
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,239
−HK$681/mo
Today · 4.125%
HK$22,920
baseline
▲ 0.50% · 4.625%
HK$24,315
+HK$1,395/mo
Deposit HK$2.03M · loan HK$4.73M · min. income ≈ HK$45,840/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$202,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,994
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$24,638
−HK$652/mo
Today · 4.125%
HK$25,290
baseline
▲ 0.50% · 4.625%
HK$26,623
+HK$1,333/mo
Deposit HK$2.03M · loan HK$4.73M · min. income ≈ HK$50,580/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$202,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,730
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$28,593
−HK$876/mo
Today · 4.125%
HK$29,469
baseline
▲ 0.50% · 4.625%
HK$31,262
+HK$1,793/mo
Deposit HK$676K · loan HK$6.08M · min. income ≈ HK$58,938/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$202,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,850
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$31,677
−HK$839/mo
Today · 4.125%
HK$32,516
baseline
▲ 0.50% · 4.625%
HK$34,230
+HK$1,714/mo
Deposit HK$676K · loan HK$6.08M · min. income ≈ HK$65,032/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$202,683 · Scale 2, in force from 26 Feb 2026)