LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,407
−HK$966/mo
▼ 0.25% · 3.875%
HK$15,886
−HK$487/mo
Today · 4.125%
HK$16,373
baseline
▲ 0.50% · 4.625%
HK$17,370
+HK$997/mo
Deposit HK$3.38M · loan HK$3.38M · min. income ≈ HK$32,746/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$202,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,140
−HK$926/mo
▼ 0.25% · 3.875%
HK$17,600
−HK$466/mo
Today · 4.125%
HK$18,066
baseline
▲ 0.50% · 4.625%
HK$19,019
+HK$953/mo
Deposit HK$3.38M · loan HK$3.38M · min. income ≈ HK$36,132/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$202,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,489
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$19,064
−HK$584/mo
Today · 4.125%
HK$19,648
baseline
▲ 0.50% · 4.625%
HK$20,844
+HK$1,196/mo
Deposit HK$2.70M · loan HK$4.05M · min. income ≈ HK$39,296/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$202,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,568
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$21,120
−HK$560/mo
Today · 4.125%
HK$21,680
baseline
▲ 0.50% · 4.625%
HK$22,822
+HK$1,142/mo
Deposit HK$2.70M · loan HK$4.05M · min. income ≈ HK$43,360/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$202,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,570
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$22,241
−HK$682/mo
Today · 4.125%
HK$22,923
baseline
▲ 0.50% · 4.625%
HK$24,317
+HK$1,394/mo
Deposit HK$2.03M · loan HK$4.73M · min. income ≈ HK$45,846/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$202,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,996
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$24,640
−HK$653/mo
Today · 4.125%
HK$25,293
baseline
▲ 0.50% · 4.625%
HK$26,626
+HK$1,333/mo
Deposit HK$2.03M · loan HK$4.73M · min. income ≈ HK$50,586/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$202,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,733
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$28,596
−HK$876/mo
Today · 4.125%
HK$29,472
baseline
▲ 0.50% · 4.625%
HK$31,265
+HK$1,793/mo
Deposit HK$676K · loan HK$6.08M · min. income ≈ HK$58,944/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$202,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,853
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$31,680
−HK$839/mo
Today · 4.125%
HK$32,519
baseline
▲ 0.50% · 4.625%
HK$34,234
+HK$1,715/mo
Deposit HK$676K · loan HK$6.08M · min. income ≈ HK$65,038/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$202,704 · Scale 2, in force from 26 Feb 2026)