LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,081
−HK$9,662/mo
▼ 0.25% · 3.875%
HK$158,873
−HK$4,870/mo
Today · 4.125%
HK$163,743
baseline
▲ 0.50% · 4.625%
HK$173,706
+HK$9,963/mo
Deposit HK$33.79M · loan HK$33.79M · min. income ≈ HK$327,486/mo (50% DSR)
Upfront cash ≈ HK$36.66M (deposit + AVD stamp duty HK$2,871,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,413
−HK$9,261/mo
▼ 0.25% · 3.875%
HK$176,010
−HK$4,664/mo
Today · 4.125%
HK$180,674
baseline
▲ 0.50% · 4.625%
HK$190,198
+HK$9,524/mo
Deposit HK$33.79M · loan HK$33.79M · min. income ≈ HK$361,348/mo (50% DSR)
Upfront cash ≈ HK$36.66M (deposit + AVD stamp duty HK$2,871,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,897
−HK$11,594/mo
▼ 0.25% · 3.875%
HK$190,648
−HK$5,843/mo
Today · 4.125%
HK$196,491
baseline
▲ 0.50% · 4.625%
HK$208,447
+HK$11,956/mo
Deposit HK$27.03M · loan HK$40.54M · min. income ≈ HK$392,982/mo (50% DSR)
Upfront cash ≈ HK$29.90M (deposit + AVD stamp duty HK$2,871,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,696
−HK$11,113/mo
▼ 0.25% · 3.875%
HK$211,212
−HK$5,597/mo
Today · 4.125%
HK$216,809
baseline
▲ 0.50% · 4.625%
HK$228,237
+HK$11,428/mo
Deposit HK$27.03M · loan HK$40.54M · min. income ≈ HK$433,618/mo (50% DSR)
Upfront cash ≈ HK$29.90M (deposit + AVD stamp duty HK$2,871,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,713
−HK$13,527/mo
▼ 0.25% · 3.875%
HK$222,423
−HK$6,817/mo
Today · 4.125%
HK$229,240
baseline
▲ 0.50% · 4.625%
HK$243,189
+HK$13,949/mo
Deposit HK$20.27M · loan HK$47.30M · min. income ≈ HK$458,480/mo (50% DSR)
Upfront cash ≈ HK$23.14M (deposit + AVD stamp duty HK$2,871,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,978
−HK$12,966/mo
▼ 0.25% · 3.875%
HK$246,414
−HK$6,530/mo
Today · 4.125%
HK$252,944
baseline
▲ 0.50% · 4.625%
HK$266,277
+HK$13,333/mo
Deposit HK$20.27M · loan HK$47.30M · min. income ≈ HK$505,888/mo (50% DSR)
Upfront cash ≈ HK$23.14M (deposit + AVD stamp duty HK$2,871,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,345
−HK$17,392/mo
▼ 0.25% · 3.875%
HK$285,972
−HK$8,765/mo
Today · 4.125%
HK$294,737
baseline
▲ 0.50% · 4.625%
HK$312,671
+HK$17,934/mo
Deposit HK$6.76M · loan HK$60.81M · min. income ≈ HK$589,474/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$2,871,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,544
−HK$16,669/mo
▼ 0.25% · 3.875%
HK$316,819
−HK$8,394/mo
Today · 4.125%
HK$325,213
baseline
▲ 0.50% · 4.625%
HK$342,356
+HK$17,143/mo
Deposit HK$6.76M · loan HK$60.81M · min. income ≈ HK$650,426/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$2,871,794 · Scale 2, in force from 26 Feb 2026)