LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,091
−HK$9,663/mo
▼ 0.25% · 3.875%
HK$158,884
−HK$4,870/mo
Today · 4.125%
HK$163,754
baseline
▲ 0.50% · 4.625%
HK$173,718
+HK$9,964/mo
Deposit HK$33.79M · loan HK$33.79M · min. income ≈ HK$327,508/mo (50% DSR)
Upfront cash ≈ HK$36.66M (deposit + AVD stamp duty HK$2,871,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,424
−HK$9,262/mo
▼ 0.25% · 3.875%
HK$176,022
−HK$4,664/mo
Today · 4.125%
HK$180,686
baseline
▲ 0.50% · 4.625%
HK$190,210
+HK$9,524/mo
Deposit HK$33.79M · loan HK$33.79M · min. income ≈ HK$361,372/mo (50% DSR)
Upfront cash ≈ HK$36.66M (deposit + AVD stamp duty HK$2,871,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,909
−HK$11,595/mo
▼ 0.25% · 3.875%
HK$190,661
−HK$5,843/mo
Today · 4.125%
HK$196,504
baseline
▲ 0.50% · 4.625%
HK$208,461
+HK$11,957/mo
Deposit HK$27.03M · loan HK$40.55M · min. income ≈ HK$393,008/mo (50% DSR)
Upfront cash ≈ HK$29.90M (deposit + AVD stamp duty HK$2,871,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,709
−HK$11,114/mo
▼ 0.25% · 3.875%
HK$211,226
−HK$5,597/mo
Today · 4.125%
HK$216,823
baseline
▲ 0.50% · 4.625%
HK$228,252
+HK$11,429/mo
Deposit HK$27.03M · loan HK$40.55M · min. income ≈ HK$433,646/mo (50% DSR)
Upfront cash ≈ HK$29.90M (deposit + AVD stamp duty HK$2,871,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,727
−HK$13,528/mo
▼ 0.25% · 3.875%
HK$222,437
−HK$6,818/mo
Today · 4.125%
HK$229,255
baseline
▲ 0.50% · 4.625%
HK$243,205
+HK$13,950/mo
Deposit HK$20.27M · loan HK$47.30M · min. income ≈ HK$458,510/mo (50% DSR)
Upfront cash ≈ HK$23.14M (deposit + AVD stamp duty HK$2,871,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,994
−HK$12,966/mo
▼ 0.25% · 3.875%
HK$246,431
−HK$6,529/mo
Today · 4.125%
HK$252,960
baseline
▲ 0.50% · 4.625%
HK$266,294
+HK$13,334/mo
Deposit HK$20.27M · loan HK$47.30M · min. income ≈ HK$505,920/mo (50% DSR)
Upfront cash ≈ HK$23.14M (deposit + AVD stamp duty HK$2,871,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,363
−HK$17,393/mo
▼ 0.25% · 3.875%
HK$285,991
−HK$8,765/mo
Today · 4.125%
HK$294,756
baseline
▲ 0.50% · 4.625%
HK$312,692
+HK$17,936/mo
Deposit HK$6.76M · loan HK$60.82M · min. income ≈ HK$589,512/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$2,871,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,564
−HK$16,671/mo
▼ 0.25% · 3.875%
HK$316,839
−HK$8,396/mo
Today · 4.125%
HK$325,235
baseline
▲ 0.50% · 4.625%
HK$342,378
+HK$17,143/mo
Deposit HK$6.76M · loan HK$60.82M · min. income ≈ HK$650,470/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$2,871,983 · Scale 2, in force from 26 Feb 2026)