LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,121
−HK$9,665/mo
▼ 0.25% · 3.875%
HK$158,915
−HK$4,871/mo
Today · 4.125%
HK$163,786
baseline
▲ 0.50% · 4.625%
HK$173,752
+HK$9,966/mo
Deposit HK$33.79M · loan HK$33.79M · min. income ≈ HK$327,572/mo (50% DSR)
Upfront cash ≈ HK$36.67M (deposit + AVD stamp duty HK$2,872,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,458
−HK$9,264/mo
▼ 0.25% · 3.875%
HK$176,057
−HK$4,665/mo
Today · 4.125%
HK$180,722
baseline
▲ 0.50% · 4.625%
HK$190,248
+HK$9,526/mo
Deposit HK$33.79M · loan HK$33.79M · min. income ≈ HK$361,444/mo (50% DSR)
Upfront cash ≈ HK$36.67M (deposit + AVD stamp duty HK$2,872,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,946
−HK$11,597/mo
▼ 0.25% · 3.875%
HK$190,698
−HK$5,845/mo
Today · 4.125%
HK$196,543
baseline
▲ 0.50% · 4.625%
HK$208,503
+HK$11,960/mo
Deposit HK$27.04M · loan HK$40.55M · min. income ≈ HK$393,086/mo (50% DSR)
Upfront cash ≈ HK$29.91M (deposit + AVD stamp duty HK$2,872,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,750
−HK$11,116/mo
▼ 0.25% · 3.875%
HK$211,268
−HK$5,598/mo
Today · 4.125%
HK$216,866
baseline
▲ 0.50% · 4.625%
HK$228,298
+HK$11,432/mo
Deposit HK$27.04M · loan HK$40.55M · min. income ≈ HK$433,732/mo (50% DSR)
Upfront cash ≈ HK$29.91M (deposit + AVD stamp duty HK$2,872,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,770
−HK$13,531/mo
▼ 0.25% · 3.875%
HK$222,482
−HK$6,819/mo
Today · 4.125%
HK$229,301
baseline
▲ 0.50% · 4.625%
HK$243,253
+HK$13,952/mo
Deposit HK$20.28M · loan HK$47.31M · min. income ≈ HK$458,602/mo (50% DSR)
Upfront cash ≈ HK$23.15M (deposit + AVD stamp duty HK$2,872,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,042
−HK$12,969/mo
▼ 0.25% · 3.875%
HK$246,480
−HK$6,531/mo
Today · 4.125%
HK$253,011
baseline
▲ 0.50% · 4.625%
HK$266,347
+HK$13,336/mo
Deposit HK$20.28M · loan HK$47.31M · min. income ≈ HK$506,022/mo (50% DSR)
Upfront cash ≈ HK$23.15M (deposit + AVD stamp duty HK$2,872,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,418
−HK$17,397/mo
▼ 0.25% · 3.875%
HK$286,048
−HK$8,767/mo
Today · 4.125%
HK$294,815
baseline
▲ 0.50% · 4.625%
HK$312,754
+HK$17,939/mo
Deposit HK$6.76M · loan HK$60.83M · min. income ≈ HK$589,630/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$2,872,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,625
−HK$16,674/mo
▼ 0.25% · 3.875%
HK$316,902
−HK$8,397/mo
Today · 4.125%
HK$325,299
baseline
▲ 0.50% · 4.625%
HK$342,446
+HK$17,147/mo
Deposit HK$6.76M · loan HK$60.83M · min. income ≈ HK$650,598/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$2,872,553 · Scale 2, in force from 26 Feb 2026)