LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,140
−HK$9,666/mo
▼ 0.25% · 3.875%
HK$158,935
−HK$4,871/mo
Today · 4.125%
HK$163,806
baseline
▲ 0.50% · 4.625%
HK$173,773
+HK$9,967/mo
Deposit HK$33.80M · loan HK$33.80M · min. income ≈ HK$327,612/mo (50% DSR)
Upfront cash ≈ HK$36.67M (deposit + AVD stamp duty HK$2,872,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,480
−HK$9,264/mo
▼ 0.25% · 3.875%
HK$176,079
−HK$4,665/mo
Today · 4.125%
HK$180,744
baseline
▲ 0.50% · 4.625%
HK$190,271
+HK$9,527/mo
Deposit HK$33.80M · loan HK$33.80M · min. income ≈ HK$361,488/mo (50% DSR)
Upfront cash ≈ HK$36.67M (deposit + AVD stamp duty HK$2,872,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,968
−HK$11,599/mo
▼ 0.25% · 3.875%
HK$190,722
−HK$5,845/mo
Today · 4.125%
HK$196,567
baseline
▲ 0.50% · 4.625%
HK$208,528
+HK$11,961/mo
Deposit HK$27.04M · loan HK$40.56M · min. income ≈ HK$393,134/mo (50% DSR)
Upfront cash ≈ HK$29.91M (deposit + AVD stamp duty HK$2,872,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,775
−HK$11,118/mo
▼ 0.25% · 3.875%
HK$211,294
−HK$5,599/mo
Today · 4.125%
HK$216,893
baseline
▲ 0.50% · 4.625%
HK$228,326
+HK$11,433/mo
Deposit HK$27.04M · loan HK$40.56M · min. income ≈ HK$433,786/mo (50% DSR)
Upfront cash ≈ HK$29.91M (deposit + AVD stamp duty HK$2,872,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,796
−HK$13,533/mo
▼ 0.25% · 3.875%
HK$222,509
−HK$6,820/mo
Today · 4.125%
HK$229,329
baseline
▲ 0.50% · 4.625%
HK$243,283
+HK$13,954/mo
Deposit HK$20.28M · loan HK$47.32M · min. income ≈ HK$458,658/mo (50% DSR)
Upfront cash ≈ HK$23.15M (deposit + AVD stamp duty HK$2,872,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,071
−HK$12,971/mo
▼ 0.25% · 3.875%
HK$246,510
−HK$6,532/mo
Today · 4.125%
HK$253,042
baseline
▲ 0.50% · 4.625%
HK$266,380
+HK$13,338/mo
Deposit HK$20.28M · loan HK$47.32M · min. income ≈ HK$506,084/mo (50% DSR)
Upfront cash ≈ HK$23.15M (deposit + AVD stamp duty HK$2,872,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,453
−HK$17,398/mo
▼ 0.25% · 3.875%
HK$286,083
−HK$8,768/mo
Today · 4.125%
HK$294,851
baseline
▲ 0.50% · 4.625%
HK$312,792
+HK$17,941/mo
Deposit HK$6.76M · loan HK$60.84M · min. income ≈ HK$589,702/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$2,872,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,663
−HK$16,676/mo
▼ 0.25% · 3.875%
HK$316,941
−HK$8,398/mo
Today · 4.125%
HK$325,339
baseline
▲ 0.50% · 4.625%
HK$342,488
+HK$17,149/mo
Deposit HK$6.76M · loan HK$60.84M · min. income ≈ HK$650,678/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$2,872,906 · Scale 2, in force from 26 Feb 2026)