LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,152
−HK$9,666/mo
▼ 0.25% · 3.875%
HK$158,947
−HK$4,871/mo
Today · 4.125%
HK$163,818
baseline
▲ 0.50% · 4.625%
HK$173,786
+HK$9,968/mo
Deposit HK$33.80M · loan HK$33.80M · min. income ≈ HK$327,636/mo (50% DSR)
Upfront cash ≈ HK$36.67M (deposit + AVD stamp duty HK$2,873,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,492
−HK$9,265/mo
▼ 0.25% · 3.875%
HK$176,092
−HK$4,665/mo
Today · 4.125%
HK$180,757
baseline
▲ 0.50% · 4.625%
HK$190,285
+HK$9,528/mo
Deposit HK$33.80M · loan HK$33.80M · min. income ≈ HK$361,514/mo (50% DSR)
Upfront cash ≈ HK$36.67M (deposit + AVD stamp duty HK$2,873,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,982
−HK$11,600/mo
▼ 0.25% · 3.875%
HK$190,736
−HK$5,846/mo
Today · 4.125%
HK$196,582
baseline
▲ 0.50% · 4.625%
HK$208,544
+HK$11,962/mo
Deposit HK$27.04M · loan HK$40.56M · min. income ≈ HK$393,164/mo (50% DSR)
Upfront cash ≈ HK$29.91M (deposit + AVD stamp duty HK$2,873,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,791
−HK$11,118/mo
▼ 0.25% · 3.875%
HK$211,310
−HK$5,599/mo
Today · 4.125%
HK$216,909
baseline
▲ 0.50% · 4.625%
HK$228,342
+HK$11,433/mo
Deposit HK$27.04M · loan HK$40.56M · min. income ≈ HK$433,818/mo (50% DSR)
Upfront cash ≈ HK$29.91M (deposit + AVD stamp duty HK$2,873,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,812
−HK$13,534/mo
▼ 0.25% · 3.875%
HK$222,525
−HK$6,821/mo
Today · 4.125%
HK$229,346
baseline
▲ 0.50% · 4.625%
HK$243,301
+HK$13,955/mo
Deposit HK$20.28M · loan HK$47.32M · min. income ≈ HK$458,692/mo (50% DSR)
Upfront cash ≈ HK$23.15M (deposit + AVD stamp duty HK$2,873,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,089
−HK$12,971/mo
▼ 0.25% · 3.875%
HK$246,528
−HK$6,532/mo
Today · 4.125%
HK$253,060
baseline
▲ 0.50% · 4.625%
HK$266,399
+HK$13,339/mo
Deposit HK$20.28M · loan HK$47.32M · min. income ≈ HK$506,120/mo (50% DSR)
Upfront cash ≈ HK$23.15M (deposit + AVD stamp duty HK$2,873,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,473
−HK$17,400/mo
▼ 0.25% · 3.875%
HK$286,104
−HK$8,769/mo
Today · 4.125%
HK$294,873
baseline
▲ 0.50% · 4.625%
HK$312,815
+HK$17,942/mo
Deposit HK$6.76M · loan HK$60.84M · min. income ≈ HK$589,746/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$2,873,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,686
−HK$16,677/mo
▼ 0.25% · 3.875%
HK$316,965
−HK$8,398/mo
Today · 4.125%
HK$325,363
baseline
▲ 0.50% · 4.625%
HK$342,514
+HK$17,151/mo
Deposit HK$6.76M · loan HK$60.84M · min. income ≈ HK$650,726/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$2,873,119 · Scale 2, in force from 26 Feb 2026)