LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,418
−HK$967/mo
▼ 0.25% · 3.875%
HK$15,897
−HK$488/mo
Today · 4.125%
HK$16,385
baseline
▲ 0.50% · 4.625%
HK$17,382
+HK$997/mo
Deposit HK$3.38M · loan HK$3.38M · min. income ≈ HK$32,770/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$202,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,152
−HK$927/mo
▼ 0.25% · 3.875%
HK$17,612
−HK$467/mo
Today · 4.125%
HK$18,079
baseline
▲ 0.50% · 4.625%
HK$19,032
+HK$953/mo
Deposit HK$3.38M · loan HK$3.38M · min. income ≈ HK$36,158/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$202,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,501
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$19,077
−HK$585/mo
Today · 4.125%
HK$19,662
baseline
▲ 0.50% · 4.625%
HK$20,858
+HK$1,196/mo
Deposit HK$2.70M · loan HK$4.06M · min. income ≈ HK$39,324/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$202,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,583
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$21,135
−HK$560/mo
Today · 4.125%
HK$21,695
baseline
▲ 0.50% · 4.625%
HK$22,838
+HK$1,143/mo
Deposit HK$2.70M · loan HK$4.06M · min. income ≈ HK$43,390/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$202,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,585
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$22,256
−HK$683/mo
Today · 4.125%
HK$22,939
baseline
▲ 0.50% · 4.625%
HK$24,334
+HK$1,395/mo
Deposit HK$2.03M · loan HK$4.73M · min. income ≈ HK$45,878/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$202,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,013
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$24,657
−HK$653/mo
Today · 4.125%
HK$25,310
baseline
▲ 0.50% · 4.625%
HK$26,645
+HK$1,335/mo
Deposit HK$2.03M · loan HK$4.73M · min. income ≈ HK$50,620/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$202,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,752
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,615
−HK$878/mo
Today · 4.125%
HK$29,493
baseline
▲ 0.50% · 4.625%
HK$31,287
+HK$1,794/mo
Deposit HK$676K · loan HK$6.09M · min. income ≈ HK$58,986/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$202,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,874
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$31,702
−HK$840/mo
Today · 4.125%
HK$32,542
baseline
▲ 0.50% · 4.625%
HK$34,257
+HK$1,715/mo
Deposit HK$676K · loan HK$6.09M · min. income ≈ HK$65,084/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$202,845 · Scale 2, in force from 26 Feb 2026)