LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,183
−HK$9,669/mo
▼ 0.25% · 3.875%
HK$158,979
−HK$4,873/mo
Today · 4.125%
HK$163,852
baseline
▲ 0.50% · 4.625%
HK$173,821
+HK$9,969/mo
Deposit HK$33.81M · loan HK$33.81M · min. income ≈ HK$327,704/mo (50% DSR)
Upfront cash ≈ HK$36.68M (deposit + AVD stamp duty HK$2,873,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,527
−HK$9,267/mo
▼ 0.25% · 3.875%
HK$176,127
−HK$4,667/mo
Today · 4.125%
HK$180,794
baseline
▲ 0.50% · 4.625%
HK$190,324
+HK$9,530/mo
Deposit HK$33.81M · loan HK$33.81M · min. income ≈ HK$361,588/mo (50% DSR)
Upfront cash ≈ HK$36.68M (deposit + AVD stamp duty HK$2,873,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,019
−HK$11,603/mo
▼ 0.25% · 3.875%
HK$190,775
−HK$5,847/mo
Today · 4.125%
HK$196,622
baseline
▲ 0.50% · 4.625%
HK$208,586
+HK$11,964/mo
Deposit HK$27.05M · loan HK$40.57M · min. income ≈ HK$393,244/mo (50% DSR)
Upfront cash ≈ HK$29.92M (deposit + AVD stamp duty HK$2,873,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,832
−HK$11,121/mo
▼ 0.25% · 3.875%
HK$211,353
−HK$5,600/mo
Today · 4.125%
HK$216,953
baseline
▲ 0.50% · 4.625%
HK$228,389
+HK$11,436/mo
Deposit HK$27.05M · loan HK$40.57M · min. income ≈ HK$433,906/mo (50% DSR)
Upfront cash ≈ HK$29.92M (deposit + AVD stamp duty HK$2,873,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,856
−HK$13,536/mo
▼ 0.25% · 3.875%
HK$222,570
−HK$6,822/mo
Today · 4.125%
HK$229,392
baseline
▲ 0.50% · 4.625%
HK$243,350
+HK$13,958/mo
Deposit HK$20.28M · loan HK$47.33M · min. income ≈ HK$458,784/mo (50% DSR)
Upfront cash ≈ HK$23.16M (deposit + AVD stamp duty HK$2,873,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,138
−HK$12,974/mo
▼ 0.25% · 3.875%
HK$246,578
−HK$6,534/mo
Today · 4.125%
HK$253,112
baseline
▲ 0.50% · 4.625%
HK$266,453
+HK$13,341/mo
Deposit HK$20.28M · loan HK$47.33M · min. income ≈ HK$506,224/mo (50% DSR)
Upfront cash ≈ HK$23.16M (deposit + AVD stamp duty HK$2,873,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,529
−HK$17,404/mo
▼ 0.25% · 3.875%
HK$286,162
−HK$8,771/mo
Today · 4.125%
HK$294,933
baseline
▲ 0.50% · 4.625%
HK$312,879
+HK$17,946/mo
Deposit HK$6.76M · loan HK$60.85M · min. income ≈ HK$589,866/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$2,873,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,748
−HK$16,681/mo
▼ 0.25% · 3.875%
HK$317,029
−HK$8,400/mo
Today · 4.125%
HK$325,429
baseline
▲ 0.50% · 4.625%
HK$342,583
+HK$17,154/mo
Deposit HK$6.76M · loan HK$60.85M · min. income ≈ HK$650,858/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$2,873,700 · Scale 2, in force from 26 Feb 2026)