LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,183
−HK$9,669/mo
▼ 0.25% · 3.875%
HK$158,979
−HK$4,873/mo
Today · 4.125%
HK$163,852
baseline
▲ 0.50% · 4.625%
HK$173,822
+HK$9,970/mo
Deposit HK$33.81M · loan HK$33.81M · min. income ≈ HK$327,704/mo (50% DSR)
Upfront cash ≈ HK$36.68M (deposit + AVD stamp duty HK$2,873,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,527
−HK$9,268/mo
▼ 0.25% · 3.875%
HK$176,128
−HK$4,667/mo
Today · 4.125%
HK$180,795
baseline
▲ 0.50% · 4.625%
HK$190,324
+HK$9,529/mo
Deposit HK$33.81M · loan HK$33.81M · min. income ≈ HK$361,590/mo (50% DSR)
Upfront cash ≈ HK$36.68M (deposit + AVD stamp duty HK$2,873,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,020
−HK$11,602/mo
▼ 0.25% · 3.875%
HK$190,775
−HK$5,847/mo
Today · 4.125%
HK$196,622
baseline
▲ 0.50% · 4.625%
HK$208,586
+HK$11,964/mo
Deposit HK$27.05M · loan HK$40.57M · min. income ≈ HK$393,244/mo (50% DSR)
Upfront cash ≈ HK$29.92M (deposit + AVD stamp duty HK$2,873,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,833
−HK$11,120/mo
▼ 0.25% · 3.875%
HK$211,353
−HK$5,600/mo
Today · 4.125%
HK$216,953
baseline
▲ 0.50% · 4.625%
HK$228,389
+HK$11,436/mo
Deposit HK$27.05M · loan HK$40.57M · min. income ≈ HK$433,906/mo (50% DSR)
Upfront cash ≈ HK$29.92M (deposit + AVD stamp duty HK$2,873,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,857
−HK$13,536/mo
▼ 0.25% · 3.875%
HK$222,571
−HK$6,822/mo
Today · 4.125%
HK$229,393
baseline
▲ 0.50% · 4.625%
HK$243,351
+HK$13,958/mo
Deposit HK$20.29M · loan HK$47.33M · min. income ≈ HK$458,786/mo (50% DSR)
Upfront cash ≈ HK$23.16M (deposit + AVD stamp duty HK$2,873,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,138
−HK$12,974/mo
▼ 0.25% · 3.875%
HK$246,579
−HK$6,533/mo
Today · 4.125%
HK$253,112
baseline
▲ 0.50% · 4.625%
HK$266,454
+HK$13,342/mo
Deposit HK$20.29M · loan HK$47.33M · min. income ≈ HK$506,224/mo (50% DSR)
Upfront cash ≈ HK$23.16M (deposit + AVD stamp duty HK$2,873,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,530
−HK$17,404/mo
▼ 0.25% · 3.875%
HK$286,163
−HK$8,771/mo
Today · 4.125%
HK$294,934
baseline
▲ 0.50% · 4.625%
HK$312,880
+HK$17,946/mo
Deposit HK$6.76M · loan HK$60.85M · min. income ≈ HK$589,868/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$2,873,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,749
−HK$16,681/mo
▼ 0.25% · 3.875%
HK$317,030
−HK$8,400/mo
Today · 4.125%
HK$325,430
baseline
▲ 0.50% · 4.625%
HK$342,584
+HK$17,154/mo
Deposit HK$6.76M · loan HK$60.85M · min. income ≈ HK$650,860/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$2,873,709 · Scale 2, in force from 26 Feb 2026)