LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,419
−HK$966/mo
▼ 0.25% · 3.875%
HK$15,898
−HK$487/mo
Today · 4.125%
HK$16,385
baseline
▲ 0.50% · 4.625%
HK$17,382
+HK$997/mo
Deposit HK$3.38M · loan HK$3.38M · min. income ≈ HK$32,770/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$202,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,153
−HK$927/mo
▼ 0.25% · 3.875%
HK$17,613
−HK$467/mo
Today · 4.125%
HK$18,080
baseline
▲ 0.50% · 4.625%
HK$19,033
+HK$953/mo
Deposit HK$3.38M · loan HK$3.38M · min. income ≈ HK$36,160/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$202,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,502
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$19,078
−HK$585/mo
Today · 4.125%
HK$19,663
baseline
▲ 0.50% · 4.625%
HK$20,859
+HK$1,196/mo
Deposit HK$2.70M · loan HK$4.06M · min. income ≈ HK$39,326/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$202,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,584
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$21,136
−HK$560/mo
Today · 4.125%
HK$21,696
baseline
▲ 0.50% · 4.625%
HK$22,839
+HK$1,143/mo
Deposit HK$2.70M · loan HK$4.06M · min. income ≈ HK$43,392/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$202,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,586
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$22,257
−HK$683/mo
Today · 4.125%
HK$22,940
baseline
▲ 0.50% · 4.625%
HK$24,335
+HK$1,395/mo
Deposit HK$2.03M · loan HK$4.73M · min. income ≈ HK$45,880/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$202,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,014
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$24,658
−HK$654/mo
Today · 4.125%
HK$25,312
baseline
▲ 0.50% · 4.625%
HK$26,646
+HK$1,334/mo
Deposit HK$2.03M · loan HK$4.73M · min. income ≈ HK$50,624/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$202,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,753
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,617
−HK$877/mo
Today · 4.125%
HK$29,494
baseline
▲ 0.50% · 4.625%
HK$31,288
+HK$1,794/mo
Deposit HK$676K · loan HK$6.09M · min. income ≈ HK$58,988/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$202,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,875
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,704
−HK$840/mo
Today · 4.125%
HK$32,544
baseline
▲ 0.50% · 4.625%
HK$34,259
+HK$1,715/mo
Deposit HK$676K · loan HK$6.09M · min. income ≈ HK$65,088/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$202,854 · Scale 2, in force from 26 Feb 2026)