LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,205
−HK$9,670/mo
▼ 0.25% · 3.875%
HK$159,002
−HK$4,873/mo
Today · 4.125%
HK$163,875
baseline
▲ 0.50% · 4.625%
HK$173,847
+HK$9,972/mo
Deposit HK$33.81M · loan HK$33.81M · min. income ≈ HK$327,750/mo (50% DSR)
Upfront cash ≈ HK$36.69M (deposit + AVD stamp duty HK$2,874,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,552
−HK$9,268/mo
▼ 0.25% · 3.875%
HK$176,153
−HK$4,667/mo
Today · 4.125%
HK$180,820
baseline
▲ 0.50% · 4.625%
HK$190,352
+HK$9,532/mo
Deposit HK$33.81M · loan HK$33.81M · min. income ≈ HK$361,640/mo (50% DSR)
Upfront cash ≈ HK$36.69M (deposit + AVD stamp duty HK$2,874,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,046
−HK$11,604/mo
▼ 0.25% · 3.875%
HK$190,802
−HK$5,848/mo
Today · 4.125%
HK$196,650
baseline
▲ 0.50% · 4.625%
HK$208,616
+HK$11,966/mo
Deposit HK$27.05M · loan HK$40.58M · min. income ≈ HK$393,300/mo (50% DSR)
Upfront cash ≈ HK$29.92M (deposit + AVD stamp duty HK$2,874,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,862
−HK$11,122/mo
▼ 0.25% · 3.875%
HK$211,383
−HK$5,601/mo
Today · 4.125%
HK$216,984
baseline
▲ 0.50% · 4.625%
HK$228,422
+HK$11,438/mo
Deposit HK$27.05M · loan HK$40.58M · min. income ≈ HK$433,968/mo (50% DSR)
Upfront cash ≈ HK$29.92M (deposit + AVD stamp duty HK$2,874,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,887
−HK$13,538/mo
▼ 0.25% · 3.875%
HK$222,603
−HK$6,822/mo
Today · 4.125%
HK$229,425
baseline
▲ 0.50% · 4.625%
HK$243,385
+HK$13,960/mo
Deposit HK$20.29M · loan HK$47.34M · min. income ≈ HK$458,850/mo (50% DSR)
Upfront cash ≈ HK$23.16M (deposit + AVD stamp duty HK$2,874,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,173
−HK$12,975/mo
▼ 0.25% · 3.875%
HK$246,614
−HK$6,534/mo
Today · 4.125%
HK$253,148
baseline
▲ 0.50% · 4.625%
HK$266,492
+HK$13,344/mo
Deposit HK$20.29M · loan HK$47.34M · min. income ≈ HK$506,296/mo (50% DSR)
Upfront cash ≈ HK$23.16M (deposit + AVD stamp duty HK$2,874,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,570
−HK$17,406/mo
▼ 0.25% · 3.875%
HK$286,204
−HK$8,772/mo
Today · 4.125%
HK$294,976
baseline
▲ 0.50% · 4.625%
HK$312,924
+HK$17,948/mo
Deposit HK$6.76M · loan HK$60.86M · min. income ≈ HK$589,952/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$2,874,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,793
−HK$16,683/mo
▼ 0.25% · 3.875%
HK$317,075
−HK$8,401/mo
Today · 4.125%
HK$325,476
baseline
▲ 0.50% · 4.625%
HK$342,633
+HK$17,157/mo
Deposit HK$6.76M · loan HK$60.86M · min. income ≈ HK$650,952/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$2,874,118 · Scale 2, in force from 26 Feb 2026)