LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,235
−HK$9,672/mo
▼ 0.25% · 3.875%
HK$159,033
−HK$4,874/mo
Today · 4.125%
HK$163,907
baseline
▲ 0.50% · 4.625%
HK$173,881
+HK$9,974/mo
Deposit HK$33.82M · loan HK$33.82M · min. income ≈ HK$327,814/mo (50% DSR)
Upfront cash ≈ HK$36.69M (deposit + AVD stamp duty HK$2,874,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,585
−HK$9,271/mo
▼ 0.25% · 3.875%
HK$176,187
−HK$4,669/mo
Today · 4.125%
HK$180,856
baseline
▲ 0.50% · 4.625%
HK$190,389
+HK$9,533/mo
Deposit HK$33.82M · loan HK$33.82M · min. income ≈ HK$361,712/mo (50% DSR)
Upfront cash ≈ HK$36.69M (deposit + AVD stamp duty HK$2,874,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,083
−HK$11,606/mo
▼ 0.25% · 3.875%
HK$190,840
−HK$5,849/mo
Today · 4.125%
HK$196,689
baseline
▲ 0.50% · 4.625%
HK$208,657
+HK$11,968/mo
Deposit HK$27.06M · loan HK$40.58M · min. income ≈ HK$393,378/mo (50% DSR)
Upfront cash ≈ HK$29.93M (deposit + AVD stamp duty HK$2,874,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,902
−HK$11,125/mo
▼ 0.25% · 3.875%
HK$211,425
−HK$5,602/mo
Today · 4.125%
HK$217,027
baseline
▲ 0.50% · 4.625%
HK$228,466
+HK$11,439/mo
Deposit HK$27.06M · loan HK$40.58M · min. income ≈ HK$434,054/mo (50% DSR)
Upfront cash ≈ HK$29.93M (deposit + AVD stamp duty HK$2,874,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,930
−HK$13,540/mo
▼ 0.25% · 3.875%
HK$222,646
−HK$6,824/mo
Today · 4.125%
HK$229,470
baseline
▲ 0.50% · 4.625%
HK$243,433
+HK$13,963/mo
Deposit HK$20.29M · loan HK$47.35M · min. income ≈ HK$458,940/mo (50% DSR)
Upfront cash ≈ HK$23.17M (deposit + AVD stamp duty HK$2,874,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,220
−HK$12,978/mo
▼ 0.25% · 3.875%
HK$246,662
−HK$6,536/mo
Today · 4.125%
HK$253,198
baseline
▲ 0.50% · 4.625%
HK$266,544
+HK$13,346/mo
Deposit HK$20.29M · loan HK$47.35M · min. income ≈ HK$506,396/mo (50% DSR)
Upfront cash ≈ HK$23.17M (deposit + AVD stamp duty HK$2,874,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,624
−HK$17,409/mo
▼ 0.25% · 3.875%
HK$286,259
−HK$8,774/mo
Today · 4.125%
HK$295,033
baseline
▲ 0.50% · 4.625%
HK$312,985
+HK$17,952/mo
Deposit HK$6.76M · loan HK$60.88M · min. income ≈ HK$590,066/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$2,874,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,854
−HK$16,686/mo
▼ 0.25% · 3.875%
HK$317,137
−HK$8,403/mo
Today · 4.125%
HK$325,540
baseline
▲ 0.50% · 4.625%
HK$342,700
+HK$17,160/mo
Deposit HK$6.76M · loan HK$60.88M · min. income ≈ HK$651,080/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$2,874,680 · Scale 2, in force from 26 Feb 2026)