LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,237
−HK$9,672/mo
▼ 0.25% · 3.875%
HK$159,035
−HK$4,874/mo
Today · 4.125%
HK$163,909
baseline
▲ 0.50% · 4.625%
HK$173,883
+HK$9,974/mo
Deposit HK$33.82M · loan HK$33.82M · min. income ≈ HK$327,818/mo (50% DSR)
Upfront cash ≈ HK$36.69M (deposit + AVD stamp duty HK$2,874,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,588
−HK$9,270/mo
▼ 0.25% · 3.875%
HK$176,189
−HK$4,669/mo
Today · 4.125%
HK$180,858
baseline
▲ 0.50% · 4.625%
HK$190,391
+HK$9,533/mo
Deposit HK$33.82M · loan HK$33.82M · min. income ≈ HK$361,716/mo (50% DSR)
Upfront cash ≈ HK$36.69M (deposit + AVD stamp duty HK$2,874,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,085
−HK$11,606/mo
▼ 0.25% · 3.875%
HK$190,842
−HK$5,849/mo
Today · 4.125%
HK$196,691
baseline
▲ 0.50% · 4.625%
HK$208,659
+HK$11,968/mo
Deposit HK$27.06M · loan HK$40.58M · min. income ≈ HK$393,382/mo (50% DSR)
Upfront cash ≈ HK$29.93M (deposit + AVD stamp duty HK$2,874,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,905
−HK$11,124/mo
▼ 0.25% · 3.875%
HK$211,427
−HK$5,602/mo
Today · 4.125%
HK$217,029
baseline
▲ 0.50% · 4.625%
HK$228,469
+HK$11,440/mo
Deposit HK$27.06M · loan HK$40.58M · min. income ≈ HK$434,058/mo (50% DSR)
Upfront cash ≈ HK$29.93M (deposit + AVD stamp duty HK$2,874,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,932
−HK$13,541/mo
▼ 0.25% · 3.875%
HK$222,649
−HK$6,824/mo
Today · 4.125%
HK$229,473
baseline
▲ 0.50% · 4.625%
HK$243,436
+HK$13,963/mo
Deposit HK$20.29M · loan HK$47.35M · min. income ≈ HK$458,946/mo (50% DSR)
Upfront cash ≈ HK$23.17M (deposit + AVD stamp duty HK$2,874,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,223
−HK$12,978/mo
▼ 0.25% · 3.875%
HK$246,665
−HK$6,536/mo
Today · 4.125%
HK$253,201
baseline
▲ 0.50% · 4.625%
HK$266,548
+HK$13,347/mo
Deposit HK$20.29M · loan HK$47.35M · min. income ≈ HK$506,402/mo (50% DSR)
Upfront cash ≈ HK$23.17M (deposit + AVD stamp duty HK$2,874,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,627
−HK$17,410/mo
▼ 0.25% · 3.875%
HK$286,263
−HK$8,774/mo
Today · 4.125%
HK$295,037
baseline
▲ 0.50% · 4.625%
HK$312,989
+HK$17,952/mo
Deposit HK$6.76M · loan HK$60.88M · min. income ≈ HK$590,074/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$2,874,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,858
−HK$16,686/mo
▼ 0.25% · 3.875%
HK$317,141
−HK$8,403/mo
Today · 4.125%
HK$325,544
baseline
▲ 0.50% · 4.625%
HK$342,704
+HK$17,160/mo
Deposit HK$6.76M · loan HK$60.88M · min. income ≈ HK$651,088/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$2,874,716 · Scale 2, in force from 26 Feb 2026)