LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,426
−HK$968/mo
▼ 0.25% · 3.875%
HK$15,906
−HK$488/mo
Today · 4.125%
HK$16,394
baseline
▲ 0.50% · 4.625%
HK$17,391
+HK$997/mo
Deposit HK$3.38M · loan HK$3.38M · min. income ≈ HK$32,788/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$202,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,162
−HK$927/mo
▼ 0.25% · 3.875%
HK$17,622
−HK$467/mo
Today · 4.125%
HK$18,089
baseline
▲ 0.50% · 4.625%
HK$19,042
+HK$953/mo
Deposit HK$3.38M · loan HK$3.38M · min. income ≈ HK$36,178/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$202,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,512
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$19,088
−HK$585/mo
Today · 4.125%
HK$19,673
baseline
▲ 0.50% · 4.625%
HK$20,870
+HK$1,197/mo
Deposit HK$2.71M · loan HK$4.06M · min. income ≈ HK$39,346/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$202,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,594
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$21,146
−HK$561/mo
Today · 4.125%
HK$21,707
baseline
▲ 0.50% · 4.625%
HK$22,851
+HK$1,144/mo
Deposit HK$2.71M · loan HK$4.06M · min. income ≈ HK$43,414/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$202,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,597
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$22,269
−HK$682/mo
Today · 4.125%
HK$22,951
baseline
▲ 0.50% · 4.625%
HK$24,348
+HK$1,397/mo
Deposit HK$2.03M · loan HK$4.74M · min. income ≈ HK$45,902/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$202,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,026
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$24,671
−HK$654/mo
Today · 4.125%
HK$25,325
baseline
▲ 0.50% · 4.625%
HK$26,659
+HK$1,334/mo
Deposit HK$2.03M · loan HK$4.74M · min. income ≈ HK$50,650/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$202,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,768
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,631
−HK$878/mo
Today · 4.125%
HK$29,509
baseline
▲ 0.50% · 4.625%
HK$31,304
+HK$1,795/mo
Deposit HK$677K · loan HK$6.09M · min. income ≈ HK$59,018/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$202,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,891
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,720
−HK$840/mo
Today · 4.125%
HK$32,560
baseline
▲ 0.50% · 4.625%
HK$34,276
+HK$1,716/mo
Deposit HK$677K · loan HK$6.09M · min. income ≈ HK$65,120/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$202,957 · Scale 2, in force from 26 Feb 2026)