LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,283
−HK$9,675/mo
▼ 0.25% · 3.875%
HK$159,082
−HK$4,876/mo
Today · 4.125%
HK$163,958
baseline
▲ 0.50% · 4.625%
HK$173,934
+HK$9,976/mo
Deposit HK$33.83M · loan HK$33.83M · min. income ≈ HK$327,916/mo (50% DSR)
Upfront cash ≈ HK$36.71M (deposit + AVD stamp duty HK$2,875,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,638
−HK$9,273/mo
▼ 0.25% · 3.875%
HK$176,241
−HK$4,670/mo
Today · 4.125%
HK$180,911
baseline
▲ 0.50% · 4.625%
HK$190,447
+HK$9,536/mo
Deposit HK$33.83M · loan HK$33.83M · min. income ≈ HK$361,822/mo (50% DSR)
Upfront cash ≈ HK$36.71M (deposit + AVD stamp duty HK$2,875,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,139
−HK$11,610/mo
▼ 0.25% · 3.875%
HK$190,898
−HK$5,851/mo
Today · 4.125%
HK$196,749
baseline
▲ 0.50% · 4.625%
HK$208,721
+HK$11,972/mo
Deposit HK$27.06M · loan HK$40.60M · min. income ≈ HK$393,498/mo (50% DSR)
Upfront cash ≈ HK$29.94M (deposit + AVD stamp duty HK$2,875,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,966
−HK$11,128/mo
▼ 0.25% · 3.875%
HK$211,490
−HK$5,604/mo
Today · 4.125%
HK$217,094
baseline
▲ 0.50% · 4.625%
HK$228,537
+HK$11,443/mo
Deposit HK$27.06M · loan HK$40.60M · min. income ≈ HK$434,188/mo (50% DSR)
Upfront cash ≈ HK$29.94M (deposit + AVD stamp duty HK$2,875,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,996
−HK$13,545/mo
▼ 0.25% · 3.875%
HK$222,715
−HK$6,826/mo
Today · 4.125%
HK$229,541
baseline
▲ 0.50% · 4.625%
HK$243,508
+HK$13,967/mo
Deposit HK$20.30M · loan HK$47.36M · min. income ≈ HK$459,082/mo (50% DSR)
Upfront cash ≈ HK$23.17M (deposit + AVD stamp duty HK$2,875,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,293
−HK$12,983/mo
▼ 0.25% · 3.875%
HK$246,738
−HK$6,538/mo
Today · 4.125%
HK$253,276
baseline
▲ 0.50% · 4.625%
HK$266,626
+HK$13,350/mo
Deposit HK$20.30M · loan HK$47.36M · min. income ≈ HK$506,552/mo (50% DSR)
Upfront cash ≈ HK$23.17M (deposit + AVD stamp duty HK$2,875,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,709
−HK$17,415/mo
▼ 0.25% · 3.875%
HK$286,348
−HK$8,776/mo
Today · 4.125%
HK$295,124
baseline
▲ 0.50% · 4.625%
HK$313,082
+HK$17,958/mo
Deposit HK$6.77M · loan HK$60.89M · min. income ≈ HK$590,248/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$2,875,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,949
−HK$16,691/mo
▼ 0.25% · 3.875%
HK$317,235
−HK$8,405/mo
Today · 4.125%
HK$325,640
baseline
▲ 0.50% · 4.625%
HK$342,805
+HK$17,165/mo
Deposit HK$6.77M · loan HK$60.89M · min. income ≈ HK$651,280/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$2,875,564 · Scale 2, in force from 26 Feb 2026)