LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,302
−HK$9,676/mo
▼ 0.25% · 3.875%
HK$159,101
−HK$4,877/mo
Today · 4.125%
HK$163,978
baseline
▲ 0.50% · 4.625%
HK$173,956
+HK$9,978/mo
Deposit HK$33.83M · loan HK$33.83M · min. income ≈ HK$327,956/mo (50% DSR)
Upfront cash ≈ HK$36.71M (deposit + AVD stamp duty HK$2,875,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,659
−HK$9,274/mo
▼ 0.25% · 3.875%
HK$176,263
−HK$4,670/mo
Today · 4.125%
HK$180,933
baseline
▲ 0.50% · 4.625%
HK$190,471
+HK$9,538/mo
Deposit HK$33.83M · loan HK$33.83M · min. income ≈ HK$361,866/mo (50% DSR)
Upfront cash ≈ HK$36.71M (deposit + AVD stamp duty HK$2,875,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,162
−HK$11,611/mo
▼ 0.25% · 3.875%
HK$190,922
−HK$5,851/mo
Today · 4.125%
HK$196,773
baseline
▲ 0.50% · 4.625%
HK$208,747
+HK$11,974/mo
Deposit HK$27.07M · loan HK$40.60M · min. income ≈ HK$393,546/mo (50% DSR)
Upfront cash ≈ HK$29.94M (deposit + AVD stamp duty HK$2,875,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,991
−HK$11,129/mo
▼ 0.25% · 3.875%
HK$211,516
−HK$5,604/mo
Today · 4.125%
HK$217,120
baseline
▲ 0.50% · 4.625%
HK$228,565
+HK$11,445/mo
Deposit HK$27.07M · loan HK$40.60M · min. income ≈ HK$434,240/mo (50% DSR)
Upfront cash ≈ HK$29.94M (deposit + AVD stamp duty HK$2,875,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,023
−HK$13,546/mo
▼ 0.25% · 3.875%
HK$222,742
−HK$6,827/mo
Today · 4.125%
HK$229,569
baseline
▲ 0.50% · 4.625%
HK$243,538
+HK$13,969/mo
Deposit HK$20.30M · loan HK$47.37M · min. income ≈ HK$459,138/mo (50% DSR)
Upfront cash ≈ HK$23.18M (deposit + AVD stamp duty HK$2,875,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,323
−HK$12,984/mo
▼ 0.25% · 3.875%
HK$246,768
−HK$6,539/mo
Today · 4.125%
HK$253,307
baseline
▲ 0.50% · 4.625%
HK$266,659
+HK$13,352/mo
Deposit HK$20.30M · loan HK$47.37M · min. income ≈ HK$506,614/mo (50% DSR)
Upfront cash ≈ HK$23.18M (deposit + AVD stamp duty HK$2,875,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,743
−HK$17,417/mo
▼ 0.25% · 3.875%
HK$286,383
−HK$8,777/mo
Today · 4.125%
HK$295,160
baseline
▲ 0.50% · 4.625%
HK$313,120
+HK$17,960/mo
Deposit HK$6.77M · loan HK$60.90M · min. income ≈ HK$590,320/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$2,875,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,987
−HK$16,693/mo
▼ 0.25% · 3.875%
HK$317,273
−HK$8,407/mo
Today · 4.125%
HK$325,680
baseline
▲ 0.50% · 4.625%
HK$342,847
+HK$17,167/mo
Deposit HK$6.77M · loan HK$60.90M · min. income ≈ HK$651,360/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$2,875,917 · Scale 2, in force from 26 Feb 2026)