LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,328
−HK$9,678/mo
▼ 0.25% · 3.875%
HK$159,129
−HK$4,877/mo
Today · 4.125%
HK$164,006
baseline
▲ 0.50% · 4.625%
HK$173,986
+HK$9,980/mo
Deposit HK$33.84M · loan HK$33.84M · min. income ≈ HK$328,012/mo (50% DSR)
Upfront cash ≈ HK$36.72M (deposit + AVD stamp duty HK$2,876,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,689
−HK$9,276/mo
▼ 0.25% · 3.875%
HK$176,293
−HK$4,672/mo
Today · 4.125%
HK$180,965
baseline
▲ 0.50% · 4.625%
HK$190,504
+HK$9,539/mo
Deposit HK$33.84M · loan HK$33.84M · min. income ≈ HK$361,930/mo (50% DSR)
Upfront cash ≈ HK$36.72M (deposit + AVD stamp duty HK$2,876,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,194
−HK$11,613/mo
▼ 0.25% · 3.875%
HK$190,955
−HK$5,852/mo
Today · 4.125%
HK$196,807
baseline
▲ 0.50% · 4.625%
HK$208,783
+HK$11,976/mo
Deposit HK$27.07M · loan HK$40.61M · min. income ≈ HK$393,614/mo (50% DSR)
Upfront cash ≈ HK$29.95M (deposit + AVD stamp duty HK$2,876,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,027
−HK$11,131/mo
▼ 0.25% · 3.875%
HK$211,552
−HK$5,606/mo
Today · 4.125%
HK$217,158
baseline
▲ 0.50% · 4.625%
HK$228,604
+HK$11,446/mo
Deposit HK$27.07M · loan HK$40.61M · min. income ≈ HK$434,316/mo (50% DSR)
Upfront cash ≈ HK$29.95M (deposit + AVD stamp duty HK$2,876,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,060
−HK$13,549/mo
▼ 0.25% · 3.875%
HK$222,781
−HK$6,828/mo
Today · 4.125%
HK$229,609
baseline
▲ 0.50% · 4.625%
HK$243,580
+HK$13,971/mo
Deposit HK$20.30M · loan HK$47.38M · min. income ≈ HK$459,218/mo (50% DSR)
Upfront cash ≈ HK$23.18M (deposit + AVD stamp duty HK$2,876,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,364
−HK$12,987/mo
▼ 0.25% · 3.875%
HK$246,811
−HK$6,540/mo
Today · 4.125%
HK$253,351
baseline
▲ 0.50% · 4.625%
HK$266,705
+HK$13,354/mo
Deposit HK$20.30M · loan HK$47.38M · min. income ≈ HK$506,702/mo (50% DSR)
Upfront cash ≈ HK$23.18M (deposit + AVD stamp duty HK$2,876,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,791
−HK$17,420/mo
▼ 0.25% · 3.875%
HK$286,432
−HK$8,779/mo
Today · 4.125%
HK$295,211
baseline
▲ 0.50% · 4.625%
HK$313,174
+HK$17,963/mo
Deposit HK$6.77M · loan HK$60.91M · min. income ≈ HK$590,422/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$2,876,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,040
−HK$16,696/mo
▼ 0.25% · 3.875%
HK$317,328
−HK$8,408/mo
Today · 4.125%
HK$325,736
baseline
▲ 0.50% · 4.625%
HK$342,906
+HK$17,170/mo
Deposit HK$6.77M · loan HK$60.91M · min. income ≈ HK$651,472/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$2,876,413 · Scale 2, in force from 26 Feb 2026)