LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,434
−HK$968/mo
▼ 0.25% · 3.875%
HK$15,914
−HK$488/mo
Today · 4.125%
HK$16,402
baseline
▲ 0.50% · 4.625%
HK$17,400
+HK$998/mo
Deposit HK$3.38M · loan HK$3.38M · min. income ≈ HK$32,804/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$203,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,170
−HK$927/mo
▼ 0.25% · 3.875%
HK$17,630
−HK$467/mo
Today · 4.125%
HK$18,097
baseline
▲ 0.50% · 4.625%
HK$19,051
+HK$954/mo
Deposit HK$3.38M · loan HK$3.38M · min. income ≈ HK$36,194/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$203,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,520
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$19,097
−HK$585/mo
Today · 4.125%
HK$19,682
baseline
▲ 0.50% · 4.625%
HK$20,879
+HK$1,197/mo
Deposit HK$2.71M · loan HK$4.06M · min. income ≈ HK$39,364/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$203,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,604
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$21,156
−HK$561/mo
Today · 4.125%
HK$21,717
baseline
▲ 0.50% · 4.625%
HK$22,862
+HK$1,145/mo
Deposit HK$2.71M · loan HK$4.06M · min. income ≈ HK$43,434/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$203,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,607
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$22,279
−HK$683/mo
Today · 4.125%
HK$22,962
baseline
▲ 0.50% · 4.625%
HK$24,359
+HK$1,397/mo
Deposit HK$2.03M · loan HK$4.74M · min. income ≈ HK$45,924/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$203,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,038
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$24,682
−HK$654/mo
Today · 4.125%
HK$25,336
baseline
▲ 0.50% · 4.625%
HK$26,672
+HK$1,336/mo
Deposit HK$2.03M · loan HK$4.74M · min. income ≈ HK$50,672/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$203,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,781
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$28,645
−HK$878/mo
Today · 4.125%
HK$29,523
baseline
▲ 0.50% · 4.625%
HK$31,319
+HK$1,796/mo
Deposit HK$677K · loan HK$6.09M · min. income ≈ HK$59,046/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$203,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,906
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,735
−HK$840/mo
Today · 4.125%
HK$32,575
baseline
▲ 0.50% · 4.625%
HK$34,293
+HK$1,718/mo
Deposit HK$677K · loan HK$6.09M · min. income ≈ HK$65,150/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$203,053 · Scale 2, in force from 26 Feb 2026)