LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,437
−HK$968/mo
▼ 0.25% · 3.875%
HK$15,917
−HK$488/mo
Today · 4.125%
HK$16,405
baseline
▲ 0.50% · 4.625%
HK$17,403
+HK$998/mo
Deposit HK$3.38M · loan HK$3.38M · min. income ≈ HK$32,810/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$203,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,173
−HK$928/mo
▼ 0.25% · 3.875%
HK$17,634
−HK$467/mo
Today · 4.125%
HK$18,101
baseline
▲ 0.50% · 4.625%
HK$19,055
+HK$954/mo
Deposit HK$3.38M · loan HK$3.38M · min. income ≈ HK$36,202/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$203,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,524
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$19,100
−HK$586/mo
Today · 4.125%
HK$19,686
baseline
▲ 0.50% · 4.625%
HK$20,883
+HK$1,197/mo
Deposit HK$2.71M · loan HK$4.06M · min. income ≈ HK$39,372/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$203,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,608
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$21,160
−HK$561/mo
Today · 4.125%
HK$21,721
baseline
▲ 0.50% · 4.625%
HK$22,866
+HK$1,145/mo
Deposit HK$2.71M · loan HK$4.06M · min. income ≈ HK$43,442/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$203,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,611
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$22,284
−HK$683/mo
Today · 4.125%
HK$22,967
baseline
▲ 0.50% · 4.625%
HK$24,364
+HK$1,397/mo
Deposit HK$2.03M · loan HK$4.74M · min. income ≈ HK$45,934/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$203,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,042
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$24,687
−HK$654/mo
Today · 4.125%
HK$25,341
baseline
▲ 0.50% · 4.625%
HK$26,677
+HK$1,336/mo
Deposit HK$2.03M · loan HK$4.74M · min. income ≈ HK$50,682/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$203,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,786
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$28,650
−HK$878/mo
Today · 4.125%
HK$29,528
baseline
▲ 0.50% · 4.625%
HK$31,325
+HK$1,797/mo
Deposit HK$677K · loan HK$6.09M · min. income ≈ HK$59,056/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$203,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,912
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$31,741
−HK$841/mo
Today · 4.125%
HK$32,582
baseline
▲ 0.50% · 4.625%
HK$34,299
+HK$1,717/mo
Deposit HK$677K · loan HK$6.09M · min. income ≈ HK$65,164/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$203,091 · Scale 2, in force from 26 Feb 2026)