LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,375
−HK$9,681/mo
▼ 0.25% · 3.875%
HK$159,177
−HK$4,879/mo
Today · 4.125%
HK$164,056
baseline
▲ 0.50% · 4.625%
HK$174,038
+HK$9,982/mo
Deposit HK$33.85M · loan HK$33.85M · min. income ≈ HK$328,112/mo (50% DSR)
Upfront cash ≈ HK$36.73M (deposit + AVD stamp duty HK$2,877,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,741
−HK$9,279/mo
▼ 0.25% · 3.875%
HK$176,347
−HK$4,673/mo
Today · 4.125%
HK$181,020
baseline
▲ 0.50% · 4.625%
HK$190,561
+HK$9,541/mo
Deposit HK$33.85M · loan HK$33.85M · min. income ≈ HK$362,040/mo (50% DSR)
Upfront cash ≈ HK$36.73M (deposit + AVD stamp duty HK$2,877,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,250
−HK$11,617/mo
▼ 0.25% · 3.875%
HK$191,013
−HK$5,854/mo
Today · 4.125%
HK$196,867
baseline
▲ 0.50% · 4.625%
HK$208,846
+HK$11,979/mo
Deposit HK$27.08M · loan HK$40.62M · min. income ≈ HK$393,734/mo (50% DSR)
Upfront cash ≈ HK$29.96M (deposit + AVD stamp duty HK$2,877,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,089
−HK$11,135/mo
▼ 0.25% · 3.875%
HK$211,616
−HK$5,608/mo
Today · 4.125%
HK$217,224
baseline
▲ 0.50% · 4.625%
HK$228,674
+HK$11,450/mo
Deposit HK$27.08M · loan HK$40.62M · min. income ≈ HK$434,448/mo (50% DSR)
Upfront cash ≈ HK$29.96M (deposit + AVD stamp duty HK$2,877,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,125
−HK$13,553/mo
▼ 0.25% · 3.875%
HK$222,848
−HK$6,830/mo
Today · 4.125%
HK$229,678
baseline
▲ 0.50% · 4.625%
HK$243,654
+HK$13,976/mo
Deposit HK$20.31M · loan HK$47.39M · min. income ≈ HK$459,356/mo (50% DSR)
Upfront cash ≈ HK$23.19M (deposit + AVD stamp duty HK$2,877,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,437
−HK$12,990/mo
▼ 0.25% · 3.875%
HK$246,886
−HK$6,541/mo
Today · 4.125%
HK$253,427
baseline
▲ 0.50% · 4.625%
HK$266,786
+HK$13,359/mo
Deposit HK$20.31M · loan HK$47.39M · min. income ≈ HK$506,854/mo (50% DSR)
Upfront cash ≈ HK$23.19M (deposit + AVD stamp duty HK$2,877,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,876
−HK$17,425/mo
▼ 0.25% · 3.875%
HK$286,519
−HK$8,782/mo
Today · 4.125%
HK$295,301
baseline
▲ 0.50% · 4.625%
HK$313,269
+HK$17,968/mo
Deposit HK$6.77M · loan HK$60.93M · min. income ≈ HK$590,602/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$2,877,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,134
−HK$16,701/mo
▼ 0.25% · 3.875%
HK$317,425
−HK$8,410/mo
Today · 4.125%
HK$325,835
baseline
▲ 0.50% · 4.625%
HK$343,011
+HK$17,176/mo
Deposit HK$6.77M · loan HK$60.93M · min. income ≈ HK$651,670/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$2,877,287 · Scale 2, in force from 26 Feb 2026)