LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,440
−HK$969/mo
▼ 0.25% · 3.875%
HK$15,921
−HK$488/mo
Today · 4.125%
HK$16,409
baseline
▲ 0.50% · 4.625%
HK$17,407
+HK$998/mo
Deposit HK$3.39M · loan HK$3.39M · min. income ≈ HK$32,818/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$203,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,177
−HK$928/mo
▼ 0.25% · 3.875%
HK$17,638
−HK$467/mo
Today · 4.125%
HK$18,105
baseline
▲ 0.50% · 4.625%
HK$19,060
+HK$955/mo
Deposit HK$3.39M · loan HK$3.39M · min. income ≈ HK$36,210/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$203,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,529
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$19,105
−HK$585/mo
Today · 4.125%
HK$19,690
baseline
▲ 0.50% · 4.625%
HK$20,889
+HK$1,199/mo
Deposit HK$2.71M · loan HK$4.06M · min. income ≈ HK$39,380/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$203,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,613
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$21,166
−HK$560/mo
Today · 4.125%
HK$21,726
baseline
▲ 0.50% · 4.625%
HK$22,872
+HK$1,146/mo
Deposit HK$2.71M · loan HK$4.06M · min. income ≈ HK$43,452/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$203,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,617
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$22,289
−HK$683/mo
Today · 4.125%
HK$22,972
baseline
▲ 0.50% · 4.625%
HK$24,370
+HK$1,398/mo
Deposit HK$2.03M · loan HK$4.74M · min. income ≈ HK$45,944/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$203,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,048
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$24,693
−HK$654/mo
Today · 4.125%
HK$25,347
baseline
▲ 0.50% · 4.625%
HK$26,684
+HK$1,337/mo
Deposit HK$2.03M · loan HK$4.74M · min. income ≈ HK$50,694/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$203,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,793
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$28,657
−HK$879/mo
Today · 4.125%
HK$29,536
baseline
▲ 0.50% · 4.625%
HK$31,333
+HK$1,797/mo
Deposit HK$677K · loan HK$6.09M · min. income ≈ HK$59,072/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$203,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,919
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,748
−HK$842/mo
Today · 4.125%
HK$32,590
baseline
▲ 0.50% · 4.625%
HK$34,307
+HK$1,717/mo
Deposit HK$677K · loan HK$6.09M · min. income ≈ HK$65,180/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$203,141 · Scale 2, in force from 26 Feb 2026)