LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,406
−HK$9,683/mo
▼ 0.25% · 3.875%
HK$159,209
−HK$4,880/mo
Today · 4.125%
HK$164,089
baseline
▲ 0.50% · 4.625%
HK$174,074
+HK$9,985/mo
Deposit HK$33.86M · loan HK$33.86M · min. income ≈ HK$328,178/mo (50% DSR)
Upfront cash ≈ HK$36.74M (deposit + AVD stamp duty HK$2,877,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,776
−HK$9,280/mo
▼ 0.25% · 3.875%
HK$176,383
−HK$4,673/mo
Today · 4.125%
HK$181,056
baseline
▲ 0.50% · 4.625%
HK$190,600
+HK$9,544/mo
Deposit HK$33.86M · loan HK$33.86M · min. income ≈ HK$362,112/mo (50% DSR)
Upfront cash ≈ HK$36.74M (deposit + AVD stamp duty HK$2,877,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,288
−HK$11,619/mo
▼ 0.25% · 3.875%
HK$191,051
−HK$5,856/mo
Today · 4.125%
HK$196,907
baseline
▲ 0.50% · 4.625%
HK$208,888
+HK$11,981/mo
Deposit HK$27.09M · loan HK$40.63M · min. income ≈ HK$393,814/mo (50% DSR)
Upfront cash ≈ HK$29.96M (deposit + AVD stamp duty HK$2,877,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,131
−HK$11,136/mo
▼ 0.25% · 3.875%
HK$211,659
−HK$5,608/mo
Today · 4.125%
HK$217,267
baseline
▲ 0.50% · 4.625%
HK$228,720
+HK$11,453/mo
Deposit HK$27.09M · loan HK$40.63M · min. income ≈ HK$434,534/mo (50% DSR)
Upfront cash ≈ HK$29.96M (deposit + AVD stamp duty HK$2,877,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,169
−HK$13,556/mo
▼ 0.25% · 3.875%
HK$222,893
−HK$6,832/mo
Today · 4.125%
HK$229,725
baseline
▲ 0.50% · 4.625%
HK$243,703
+HK$13,978/mo
Deposit HK$20.31M · loan HK$47.40M · min. income ≈ HK$459,450/mo (50% DSR)
Upfront cash ≈ HK$23.19M (deposit + AVD stamp duty HK$2,877,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,486
−HK$12,993/mo
▼ 0.25% · 3.875%
HK$246,936
−HK$6,543/mo
Today · 4.125%
HK$253,479
baseline
▲ 0.50% · 4.625%
HK$266,840
+HK$13,361/mo
Deposit HK$20.31M · loan HK$47.40M · min. income ≈ HK$506,958/mo (50% DSR)
Upfront cash ≈ HK$23.19M (deposit + AVD stamp duty HK$2,877,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,932
−HK$17,428/mo
▼ 0.25% · 3.875%
HK$286,577
−HK$8,783/mo
Today · 4.125%
HK$295,360
baseline
▲ 0.50% · 4.625%
HK$313,332
+HK$17,972/mo
Deposit HK$6.77M · loan HK$60.94M · min. income ≈ HK$590,720/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$2,877,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,196
−HK$16,705/mo
▼ 0.25% · 3.875%
HK$317,489
−HK$8,412/mo
Today · 4.125%
HK$325,901
baseline
▲ 0.50% · 4.625%
HK$343,080
+HK$17,179/mo
Deposit HK$6.77M · loan HK$60.94M · min. income ≈ HK$651,802/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$2,877,867 · Scale 2, in force from 26 Feb 2026)