LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,413
−HK$9,683/mo
▼ 0.25% · 3.875%
HK$159,216
−HK$4,880/mo
Today · 4.125%
HK$164,096
baseline
▲ 0.50% · 4.625%
HK$174,081
+HK$9,985/mo
Deposit HK$33.86M · loan HK$33.86M · min. income ≈ HK$328,192/mo (50% DSR)
Upfront cash ≈ HK$36.74M (deposit + AVD stamp duty HK$2,877,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,783
−HK$9,280/mo
▼ 0.25% · 3.875%
HK$176,390
−HK$4,673/mo
Today · 4.125%
HK$181,063
baseline
▲ 0.50% · 4.625%
HK$190,608
+HK$9,545/mo
Deposit HK$33.86M · loan HK$33.86M · min. income ≈ HK$362,126/mo (50% DSR)
Upfront cash ≈ HK$36.74M (deposit + AVD stamp duty HK$2,877,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,295
−HK$11,620/mo
▼ 0.25% · 3.875%
HK$191,059
−HK$5,856/mo
Today · 4.125%
HK$196,915
baseline
▲ 0.50% · 4.625%
HK$208,897
+HK$11,982/mo
Deposit HK$27.09M · loan HK$40.63M · min. income ≈ HK$393,830/mo (50% DSR)
Upfront cash ≈ HK$29.96M (deposit + AVD stamp duty HK$2,877,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,139
−HK$11,137/mo
▼ 0.25% · 3.875%
HK$211,668
−HK$5,608/mo
Today · 4.125%
HK$217,276
baseline
▲ 0.50% · 4.625%
HK$228,729
+HK$11,453/mo
Deposit HK$27.09M · loan HK$40.63M · min. income ≈ HK$434,552/mo (50% DSR)
Upfront cash ≈ HK$29.96M (deposit + AVD stamp duty HK$2,877,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,178
−HK$13,556/mo
▼ 0.25% · 3.875%
HK$222,902
−HK$6,832/mo
Today · 4.125%
HK$229,734
baseline
▲ 0.50% · 4.625%
HK$243,713
+HK$13,979/mo
Deposit HK$20.32M · loan HK$47.40M · min. income ≈ HK$459,468/mo (50% DSR)
Upfront cash ≈ HK$23.19M (deposit + AVD stamp duty HK$2,877,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,496
−HK$12,993/mo
▼ 0.25% · 3.875%
HK$246,945
−HK$6,544/mo
Today · 4.125%
HK$253,489
baseline
▲ 0.50% · 4.625%
HK$266,851
+HK$13,362/mo
Deposit HK$20.32M · loan HK$47.40M · min. income ≈ HK$506,978/mo (50% DSR)
Upfront cash ≈ HK$23.19M (deposit + AVD stamp duty HK$2,877,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,943
−HK$17,429/mo
▼ 0.25% · 3.875%
HK$286,588
−HK$8,784/mo
Today · 4.125%
HK$295,372
baseline
▲ 0.50% · 4.625%
HK$313,345
+HK$17,973/mo
Deposit HK$6.77M · loan HK$60.95M · min. income ≈ HK$590,744/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$2,877,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,209
−HK$16,705/mo
▼ 0.25% · 3.875%
HK$317,501
−HK$8,413/mo
Today · 4.125%
HK$325,914
baseline
▲ 0.50% · 4.625%
HK$343,094
+HK$17,180/mo
Deposit HK$6.77M · loan HK$60.95M · min. income ≈ HK$651,828/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$2,877,983 · Scale 2, in force from 26 Feb 2026)