LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,416
−HK$9,683/mo
▼ 0.25% · 3.875%
HK$159,219
−HK$4,880/mo
Today · 4.125%
HK$164,099
baseline
▲ 0.50% · 4.625%
HK$174,085
+HK$9,986/mo
Deposit HK$33.86M · loan HK$33.86M · min. income ≈ HK$328,198/mo (50% DSR)
Upfront cash ≈ HK$36.74M (deposit + AVD stamp duty HK$2,878,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,786
−HK$9,282/mo
▼ 0.25% · 3.875%
HK$176,394
−HK$4,674/mo
Today · 4.125%
HK$181,068
baseline
▲ 0.50% · 4.625%
HK$190,612
+HK$9,544/mo
Deposit HK$33.86M · loan HK$33.86M · min. income ≈ HK$362,136/mo (50% DSR)
Upfront cash ≈ HK$36.74M (deposit + AVD stamp duty HK$2,878,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,299
−HK$11,620/mo
▼ 0.25% · 3.875%
HK$191,063
−HK$5,856/mo
Today · 4.125%
HK$196,919
baseline
▲ 0.50% · 4.625%
HK$208,901
+HK$11,982/mo
Deposit HK$27.09M · loan HK$40.63M · min. income ≈ HK$393,838/mo (50% DSR)
Upfront cash ≈ HK$29.97M (deposit + AVD stamp duty HK$2,878,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,144
−HK$11,137/mo
▼ 0.25% · 3.875%
HK$211,672
−HK$5,609/mo
Today · 4.125%
HK$217,281
baseline
▲ 0.50% · 4.625%
HK$228,734
+HK$11,453/mo
Deposit HK$27.09M · loan HK$40.63M · min. income ≈ HK$434,562/mo (50% DSR)
Upfront cash ≈ HK$29.97M (deposit + AVD stamp duty HK$2,878,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,183
−HK$13,556/mo
▼ 0.25% · 3.875%
HK$222,907
−HK$6,832/mo
Today · 4.125%
HK$229,739
baseline
▲ 0.50% · 4.625%
HK$243,718
+HK$13,979/mo
Deposit HK$20.32M · loan HK$47.40M · min. income ≈ HK$459,478/mo (50% DSR)
Upfront cash ≈ HK$23.19M (deposit + AVD stamp duty HK$2,878,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,501
−HK$12,994/mo
▼ 0.25% · 3.875%
HK$246,951
−HK$6,544/mo
Today · 4.125%
HK$253,495
baseline
▲ 0.50% · 4.625%
HK$266,857
+HK$13,362/mo
Deposit HK$20.32M · loan HK$47.40M · min. income ≈ HK$506,990/mo (50% DSR)
Upfront cash ≈ HK$23.19M (deposit + AVD stamp duty HK$2,878,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,949
−HK$17,430/mo
▼ 0.25% · 3.875%
HK$286,595
−HK$8,784/mo
Today · 4.125%
HK$295,379
baseline
▲ 0.50% · 4.625%
HK$313,352
+HK$17,973/mo
Deposit HK$6.77M · loan HK$60.95M · min. income ≈ HK$590,758/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$2,878,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,216
−HK$16,706/mo
▼ 0.25% · 3.875%
HK$317,509
−HK$8,413/mo
Today · 4.125%
HK$325,922
baseline
▲ 0.50% · 4.625%
HK$343,101
+HK$17,179/mo
Deposit HK$6.77M · loan HK$60.95M · min. income ≈ HK$651,844/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$2,878,049 · Scale 2, in force from 26 Feb 2026)