LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,418
−HK$9,683/mo
▼ 0.25% · 3.875%
HK$159,221
−HK$4,880/mo
Today · 4.125%
HK$164,101
baseline
▲ 0.50% · 4.625%
HK$174,086
+HK$9,985/mo
Deposit HK$33.86M · loan HK$33.86M · min. income ≈ HK$328,202/mo (50% DSR)
Upfront cash ≈ HK$36.74M (deposit + AVD stamp duty HK$2,878,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,788
−HK$9,281/mo
▼ 0.25% · 3.875%
HK$176,395
−HK$4,674/mo
Today · 4.125%
HK$181,069
baseline
▲ 0.50% · 4.625%
HK$190,614
+HK$9,545/mo
Deposit HK$33.86M · loan HK$33.86M · min. income ≈ HK$362,138/mo (50% DSR)
Upfront cash ≈ HK$36.74M (deposit + AVD stamp duty HK$2,878,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,301
−HK$11,620/mo
▼ 0.25% · 3.875%
HK$191,065
−HK$5,856/mo
Today · 4.125%
HK$196,921
baseline
▲ 0.50% · 4.625%
HK$208,903
+HK$11,982/mo
Deposit HK$27.09M · loan HK$40.63M · min. income ≈ HK$393,842/mo (50% DSR)
Upfront cash ≈ HK$29.97M (deposit + AVD stamp duty HK$2,878,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,146
−HK$11,137/mo
▼ 0.25% · 3.875%
HK$211,674
−HK$5,609/mo
Today · 4.125%
HK$217,283
baseline
▲ 0.50% · 4.625%
HK$228,736
+HK$11,453/mo
Deposit HK$27.09M · loan HK$40.63M · min. income ≈ HK$434,566/mo (50% DSR)
Upfront cash ≈ HK$29.97M (deposit + AVD stamp duty HK$2,878,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,185
−HK$13,556/mo
▼ 0.25% · 3.875%
HK$222,909
−HK$6,832/mo
Today · 4.125%
HK$229,741
baseline
▲ 0.50% · 4.625%
HK$243,721
+HK$13,980/mo
Deposit HK$20.32M · loan HK$47.40M · min. income ≈ HK$459,482/mo (50% DSR)
Upfront cash ≈ HK$23.19M (deposit + AVD stamp duty HK$2,878,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,503
−HK$12,994/mo
▼ 0.25% · 3.875%
HK$246,954
−HK$6,543/mo
Today · 4.125%
HK$253,497
baseline
▲ 0.50% · 4.625%
HK$266,859
+HK$13,362/mo
Deposit HK$20.32M · loan HK$47.40M · min. income ≈ HK$506,994/mo (50% DSR)
Upfront cash ≈ HK$23.19M (deposit + AVD stamp duty HK$2,878,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,952
−HK$17,430/mo
▼ 0.25% · 3.875%
HK$286,598
−HK$8,784/mo
Today · 4.125%
HK$295,382
baseline
▲ 0.50% · 4.625%
HK$313,355
+HK$17,973/mo
Deposit HK$6.77M · loan HK$60.95M · min. income ≈ HK$590,764/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$2,878,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,219
−HK$16,706/mo
▼ 0.25% · 3.875%
HK$317,512
−HK$8,413/mo
Today · 4.125%
HK$325,925
baseline
▲ 0.50% · 4.625%
HK$343,105
+HK$17,180/mo
Deposit HK$6.77M · loan HK$60.95M · min. income ≈ HK$651,850/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$2,878,077 · Scale 2, in force from 26 Feb 2026)