LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,420
−HK$9,683/mo
▼ 0.25% · 3.875%
HK$159,223
−HK$4,880/mo
Today · 4.125%
HK$164,103
baseline
▲ 0.50% · 4.625%
HK$174,089
+HK$9,986/mo
Deposit HK$33.86M · loan HK$33.86M · min. income ≈ HK$328,206/mo (50% DSR)
Upfront cash ≈ HK$36.74M (deposit + AVD stamp duty HK$2,878,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,791
−HK$9,281/mo
▼ 0.25% · 3.875%
HK$176,398
−HK$4,674/mo
Today · 4.125%
HK$181,072
baseline
▲ 0.50% · 4.625%
HK$190,616
+HK$9,544/mo
Deposit HK$33.86M · loan HK$33.86M · min. income ≈ HK$362,144/mo (50% DSR)
Upfront cash ≈ HK$36.74M (deposit + AVD stamp duty HK$2,878,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,304
−HK$11,620/mo
▼ 0.25% · 3.875%
HK$191,068
−HK$5,856/mo
Today · 4.125%
HK$196,924
baseline
▲ 0.50% · 4.625%
HK$208,906
+HK$11,982/mo
Deposit HK$27.09M · loan HK$40.63M · min. income ≈ HK$393,848/mo (50% DSR)
Upfront cash ≈ HK$29.97M (deposit + AVD stamp duty HK$2,878,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,149
−HK$11,137/mo
▼ 0.25% · 3.875%
HK$211,677
−HK$5,609/mo
Today · 4.125%
HK$217,286
baseline
▲ 0.50% · 4.625%
HK$228,740
+HK$11,454/mo
Deposit HK$27.09M · loan HK$40.63M · min. income ≈ HK$434,572/mo (50% DSR)
Upfront cash ≈ HK$29.97M (deposit + AVD stamp duty HK$2,878,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,188
−HK$13,557/mo
▼ 0.25% · 3.875%
HK$222,912
−HK$6,833/mo
Today · 4.125%
HK$229,745
baseline
▲ 0.50% · 4.625%
HK$243,724
+HK$13,979/mo
Deposit HK$20.32M · loan HK$47.40M · min. income ≈ HK$459,490/mo (50% DSR)
Upfront cash ≈ HK$23.19M (deposit + AVD stamp duty HK$2,878,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,507
−HK$12,994/mo
▼ 0.25% · 3.875%
HK$246,957
−HK$6,544/mo
Today · 4.125%
HK$253,501
baseline
▲ 0.50% · 4.625%
HK$266,863
+HK$13,362/mo
Deposit HK$20.32M · loan HK$47.40M · min. income ≈ HK$507,002/mo (50% DSR)
Upfront cash ≈ HK$23.19M (deposit + AVD stamp duty HK$2,878,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,956
−HK$17,430/mo
▼ 0.25% · 3.875%
HK$286,602
−HK$8,784/mo
Today · 4.125%
HK$295,386
baseline
▲ 0.50% · 4.625%
HK$313,359
+HK$17,973/mo
Deposit HK$6.77M · loan HK$60.95M · min. income ≈ HK$590,772/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$2,878,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,223
−HK$16,706/mo
▼ 0.25% · 3.875%
HK$317,516
−HK$8,413/mo
Today · 4.125%
HK$325,929
baseline
▲ 0.50% · 4.625%
HK$343,109
+HK$17,180/mo
Deposit HK$6.77M · loan HK$60.95M · min. income ≈ HK$651,858/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$2,878,116 · Scale 2, in force from 26 Feb 2026)