LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,429
−HK$9,684/mo
▼ 0.25% · 3.875%
HK$159,233
−HK$4,880/mo
Today · 4.125%
HK$164,113
baseline
▲ 0.50% · 4.625%
HK$174,099
+HK$9,986/mo
Deposit HK$33.86M · loan HK$33.86M · min. income ≈ HK$328,226/mo (50% DSR)
Upfront cash ≈ HK$36.74M (deposit + AVD stamp duty HK$2,878,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,801
−HK$9,282/mo
▼ 0.25% · 3.875%
HK$176,408
−HK$4,675/mo
Today · 4.125%
HK$181,083
baseline
▲ 0.50% · 4.625%
HK$190,628
+HK$9,545/mo
Deposit HK$33.86M · loan HK$33.86M · min. income ≈ HK$362,166/mo (50% DSR)
Upfront cash ≈ HK$36.74M (deposit + AVD stamp duty HK$2,878,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,315
−HK$11,621/mo
▼ 0.25% · 3.875%
HK$191,079
−HK$5,857/mo
Today · 4.125%
HK$196,936
baseline
▲ 0.50% · 4.625%
HK$208,919
+HK$11,983/mo
Deposit HK$27.09M · loan HK$40.63M · min. income ≈ HK$393,872/mo (50% DSR)
Upfront cash ≈ HK$29.97M (deposit + AVD stamp duty HK$2,878,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,161
−HK$11,138/mo
▼ 0.25% · 3.875%
HK$211,690
−HK$5,609/mo
Today · 4.125%
HK$217,299
baseline
▲ 0.50% · 4.625%
HK$228,753
+HK$11,454/mo
Deposit HK$27.09M · loan HK$40.63M · min. income ≈ HK$434,598/mo (50% DSR)
Upfront cash ≈ HK$29.97M (deposit + AVD stamp duty HK$2,878,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,201
−HK$13,557/mo
▼ 0.25% · 3.875%
HK$222,926
−HK$6,832/mo
Today · 4.125%
HK$229,758
baseline
▲ 0.50% · 4.625%
HK$243,739
+HK$13,981/mo
Deposit HK$20.32M · loan HK$47.41M · min. income ≈ HK$459,516/mo (50% DSR)
Upfront cash ≈ HK$23.20M (deposit + AVD stamp duty HK$2,878,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,521
−HK$12,995/mo
▼ 0.25% · 3.875%
HK$246,972
−HK$6,544/mo
Today · 4.125%
HK$253,516
baseline
▲ 0.50% · 4.625%
HK$266,879
+HK$13,363/mo
Deposit HK$20.32M · loan HK$47.41M · min. income ≈ HK$507,032/mo (50% DSR)
Upfront cash ≈ HK$23.20M (deposit + AVD stamp duty HK$2,878,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,972
−HK$17,432/mo
▼ 0.25% · 3.875%
HK$286,619
−HK$8,785/mo
Today · 4.125%
HK$295,404
baseline
▲ 0.50% · 4.625%
HK$313,378
+HK$17,974/mo
Deposit HK$6.77M · loan HK$60.95M · min. income ≈ HK$590,808/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$2,878,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,241
−HK$16,708/mo
▼ 0.25% · 3.875%
HK$317,535
−HK$8,414/mo
Today · 4.125%
HK$325,949
baseline
▲ 0.50% · 4.625%
HK$343,130
+HK$17,181/mo
Deposit HK$6.77M · loan HK$60.95M · min. income ≈ HK$651,898/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$2,878,289 · Scale 2, in force from 26 Feb 2026)