LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,444
−HK$969/mo
▼ 0.25% · 3.875%
HK$15,924
−HK$489/mo
Today · 4.125%
HK$16,413
baseline
▲ 0.50% · 4.625%
HK$17,411
+HK$998/mo
Deposit HK$3.39M · loan HK$3.39M · min. income ≈ HK$32,826/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$203,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,181
−HK$929/mo
▼ 0.25% · 3.875%
HK$17,642
−HK$468/mo
Today · 4.125%
HK$18,110
baseline
▲ 0.50% · 4.625%
HK$19,064
+HK$954/mo
Deposit HK$3.39M · loan HK$3.39M · min. income ≈ HK$36,220/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$203,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,533
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$19,109
−HK$586/mo
Today · 4.125%
HK$19,695
baseline
▲ 0.50% · 4.625%
HK$20,893
+HK$1,198/mo
Deposit HK$2.71M · loan HK$4.06M · min. income ≈ HK$39,390/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$203,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,618
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$21,171
−HK$561/mo
Today · 4.125%
HK$21,732
baseline
▲ 0.50% · 4.625%
HK$22,877
+HK$1,145/mo
Deposit HK$2.71M · loan HK$4.06M · min. income ≈ HK$43,464/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$203,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,622
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$22,294
−HK$684/mo
Today · 4.125%
HK$22,978
baseline
▲ 0.50% · 4.625%
HK$24,376
+HK$1,398/mo
Deposit HK$2.03M · loan HK$4.74M · min. income ≈ HK$45,956/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,054
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$24,699
−HK$654/mo
Today · 4.125%
HK$25,353
baseline
▲ 0.50% · 4.625%
HK$26,690
+HK$1,337/mo
Deposit HK$2.03M · loan HK$4.74M · min. income ≈ HK$50,706/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,799
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,664
−HK$879/mo
Today · 4.125%
HK$29,543
baseline
▲ 0.50% · 4.625%
HK$31,340
+HK$1,797/mo
Deposit HK$677K · loan HK$6.10M · min. income ≈ HK$59,086/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$203,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,926
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,756
−HK$841/mo
Today · 4.125%
HK$32,597
baseline
▲ 0.50% · 4.625%
HK$34,316
+HK$1,719/mo
Deposit HK$677K · loan HK$6.10M · min. income ≈ HK$65,194/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$203,189 · Scale 2, in force from 26 Feb 2026)