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Home Mortgage Planner

Mortgage Planner

Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.

HK$677K HIBOR 1M · 3.9% Prime · 6.125%
LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$2,162
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,230
−HK$68/mo
Today · 4.125%
HK$2,298
baseline
▲ 0.50% · 4.625%
HK$2,438
+HK$140/mo

Deposit HK$203K · loan HK$474K · min. income ≈ HK$4,596/mo (50% DSR)

Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.

Data sourced from Renavon.com