LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,447
−HK$969/mo
▼ 0.25% · 3.875%
HK$15,928
−HK$488/mo
Today · 4.125%
HK$16,416
baseline
▲ 0.50% · 4.625%
HK$17,415
+HK$999/mo
Deposit HK$3.39M · loan HK$3.39M · min. income ≈ HK$32,832/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$203,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,185
−HK$929/mo
▼ 0.25% · 3.875%
HK$17,646
−HK$468/mo
Today · 4.125%
HK$18,114
baseline
▲ 0.50% · 4.625%
HK$19,068
+HK$954/mo
Deposit HK$3.39M · loan HK$3.39M · min. income ≈ HK$36,228/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$203,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,537
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$19,114
−HK$585/mo
Today · 4.125%
HK$19,699
baseline
▲ 0.50% · 4.625%
HK$20,898
+HK$1,199/mo
Deposit HK$2.71M · loan HK$4.06M · min. income ≈ HK$39,398/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$203,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,622
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$21,175
−HK$561/mo
Today · 4.125%
HK$21,736
baseline
▲ 0.50% · 4.625%
HK$22,882
+HK$1,146/mo
Deposit HK$2.71M · loan HK$4.06M · min. income ≈ HK$43,472/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$203,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,626
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$22,299
−HK$684/mo
Today · 4.125%
HK$22,983
baseline
▲ 0.50% · 4.625%
HK$24,381
+HK$1,398/mo
Deposit HK$2.03M · loan HK$4.74M · min. income ≈ HK$45,966/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,059
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$24,704
−HK$655/mo
Today · 4.125%
HK$25,359
baseline
▲ 0.50% · 4.625%
HK$26,696
+HK$1,337/mo
Deposit HK$2.03M · loan HK$4.74M · min. income ≈ HK$50,718/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,805
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,670
−HK$879/mo
Today · 4.125%
HK$29,549
baseline
▲ 0.50% · 4.625%
HK$31,347
+HK$1,798/mo
Deposit HK$677K · loan HK$6.10M · min. income ≈ HK$59,098/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$203,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,933
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,763
−HK$841/mo
Today · 4.125%
HK$32,604
baseline
▲ 0.50% · 4.625%
HK$34,323
+HK$1,719/mo
Deposit HK$677K · loan HK$6.10M · min. income ≈ HK$65,208/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$203,234 · Scale 2, in force from 26 Feb 2026)