LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,487
−HK$9,688/mo
▼ 0.25% · 3.875%
HK$159,293
−HK$4,882/mo
Today · 4.125%
HK$164,175
baseline
▲ 0.50% · 4.625%
HK$174,165
+HK$9,990/mo
Deposit HK$33.87M · loan HK$33.87M · min. income ≈ HK$328,350/mo (50% DSR)
Upfront cash ≈ HK$36.75M (deposit + AVD stamp duty HK$2,879,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,866
−HK$9,285/mo
▼ 0.25% · 3.875%
HK$176,475
−HK$4,676/mo
Today · 4.125%
HK$181,151
baseline
▲ 0.50% · 4.625%
HK$190,700
+HK$9,549/mo
Deposit HK$33.87M · loan HK$33.87M · min. income ≈ HK$362,302/mo (50% DSR)
Upfront cash ≈ HK$36.75M (deposit + AVD stamp duty HK$2,879,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,385
−HK$11,625/mo
▼ 0.25% · 3.875%
HK$191,151
−HK$5,859/mo
Today · 4.125%
HK$197,010
baseline
▲ 0.50% · 4.625%
HK$208,998
+HK$11,988/mo
Deposit HK$27.10M · loan HK$40.65M · min. income ≈ HK$394,020/mo (50% DSR)
Upfront cash ≈ HK$29.98M (deposit + AVD stamp duty HK$2,879,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,239
−HK$11,142/mo
▼ 0.25% · 3.875%
HK$211,770
−HK$5,611/mo
Today · 4.125%
HK$217,381
baseline
▲ 0.50% · 4.625%
HK$228,840
+HK$11,459/mo
Deposit HK$27.10M · loan HK$40.65M · min. income ≈ HK$434,762/mo (50% DSR)
Upfront cash ≈ HK$29.98M (deposit + AVD stamp duty HK$2,879,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,282
−HK$13,563/mo
▼ 0.25% · 3.875%
HK$223,010
−HK$6,835/mo
Today · 4.125%
HK$229,845
baseline
▲ 0.50% · 4.625%
HK$243,830
+HK$13,985/mo
Deposit HK$20.32M · loan HK$47.42M · min. income ≈ HK$459,690/mo (50% DSR)
Upfront cash ≈ HK$23.20M (deposit + AVD stamp duty HK$2,879,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,612
−HK$12,999/mo
▼ 0.25% · 3.875%
HK$247,065
−HK$6,546/mo
Today · 4.125%
HK$253,611
baseline
▲ 0.50% · 4.625%
HK$266,979
+HK$13,368/mo
Deposit HK$20.32M · loan HK$47.42M · min. income ≈ HK$507,222/mo (50% DSR)
Upfront cash ≈ HK$23.20M (deposit + AVD stamp duty HK$2,879,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,077
−HK$17,438/mo
▼ 0.25% · 3.875%
HK$286,727
−HK$8,788/mo
Today · 4.125%
HK$295,515
baseline
▲ 0.50% · 4.625%
HK$313,496
+HK$17,981/mo
Deposit HK$6.77M · loan HK$60.97M · min. income ≈ HK$591,030/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$2,879,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,358
−HK$16,714/mo
▼ 0.25% · 3.875%
HK$317,655
−HK$8,417/mo
Today · 4.125%
HK$326,072
baseline
▲ 0.50% · 4.625%
HK$343,259
+HK$17,187/mo
Deposit HK$6.77M · loan HK$60.97M · min. income ≈ HK$652,144/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$2,879,373 · Scale 2, in force from 26 Feb 2026)