LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,513
−HK$9,689/mo
▼ 0.25% · 3.875%
HK$159,319
−HK$4,883/mo
Today · 4.125%
HK$164,202
baseline
▲ 0.50% · 4.625%
HK$174,194
+HK$9,992/mo
Deposit HK$33.88M · loan HK$33.88M · min. income ≈ HK$328,404/mo (50% DSR)
Upfront cash ≈ HK$36.76M (deposit + AVD stamp duty HK$2,879,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,894
−HK$9,287/mo
▼ 0.25% · 3.875%
HK$176,504
−HK$4,677/mo
Today · 4.125%
HK$181,181
baseline
▲ 0.50% · 4.625%
HK$190,732
+HK$9,551/mo
Deposit HK$33.88M · loan HK$33.88M · min. income ≈ HK$362,362/mo (50% DSR)
Upfront cash ≈ HK$36.76M (deposit + AVD stamp duty HK$2,879,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,416
−HK$11,627/mo
▼ 0.25% · 3.875%
HK$191,183
−HK$5,860/mo
Today · 4.125%
HK$197,043
baseline
▲ 0.50% · 4.625%
HK$209,033
+HK$11,990/mo
Deposit HK$27.10M · loan HK$40.66M · min. income ≈ HK$394,086/mo (50% DSR)
Upfront cash ≈ HK$29.98M (deposit + AVD stamp duty HK$2,879,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,273
−HK$11,144/mo
▼ 0.25% · 3.875%
HK$211,805
−HK$5,612/mo
Today · 4.125%
HK$217,417
baseline
▲ 0.50% · 4.625%
HK$228,878
+HK$11,461/mo
Deposit HK$27.10M · loan HK$40.66M · min. income ≈ HK$434,834/mo (50% DSR)
Upfront cash ≈ HK$29.98M (deposit + AVD stamp duty HK$2,879,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,318
−HK$13,565/mo
▼ 0.25% · 3.875%
HK$223,047
−HK$6,836/mo
Today · 4.125%
HK$229,883
baseline
▲ 0.50% · 4.625%
HK$243,871
+HK$13,988/mo
Deposit HK$20.33M · loan HK$47.43M · min. income ≈ HK$459,766/mo (50% DSR)
Upfront cash ≈ HK$23.21M (deposit + AVD stamp duty HK$2,879,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,652
−HK$13,002/mo
▼ 0.25% · 3.875%
HK$247,106
−HK$6,548/mo
Today · 4.125%
HK$253,654
baseline
▲ 0.50% · 4.625%
HK$267,024
+HK$13,370/mo
Deposit HK$20.33M · loan HK$47.43M · min. income ≈ HK$507,308/mo (50% DSR)
Upfront cash ≈ HK$23.21M (deposit + AVD stamp duty HK$2,879,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,124
−HK$17,440/mo
▼ 0.25% · 3.875%
HK$286,775
−HK$8,789/mo
Today · 4.125%
HK$295,564
baseline
▲ 0.50% · 4.625%
HK$313,549
+HK$17,985/mo
Deposit HK$6.78M · loan HK$60.99M · min. income ≈ HK$591,128/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$2,879,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,410
−HK$16,716/mo
▼ 0.25% · 3.875%
HK$317,708
−HK$8,418/mo
Today · 4.125%
HK$326,126
baseline
▲ 0.50% · 4.625%
HK$343,317
+HK$17,191/mo
Deposit HK$6.78M · loan HK$60.99M · min. income ≈ HK$652,252/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$2,879,855 · Scale 2, in force from 26 Feb 2026)