LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,516
−HK$9,690/mo
▼ 0.25% · 3.875%
HK$159,323
−HK$4,883/mo
Today · 4.125%
HK$164,206
baseline
▲ 0.50% · 4.625%
HK$174,197
+HK$9,991/mo
Deposit HK$33.88M · loan HK$33.88M · min. income ≈ HK$328,412/mo (50% DSR)
Upfront cash ≈ HK$36.76M (deposit + AVD stamp duty HK$2,879,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,898
−HK$9,287/mo
▼ 0.25% · 3.875%
HK$176,508
−HK$4,677/mo
Today · 4.125%
HK$181,185
baseline
▲ 0.50% · 4.625%
HK$190,736
+HK$9,551/mo
Deposit HK$33.88M · loan HK$33.88M · min. income ≈ HK$362,370/mo (50% DSR)
Upfront cash ≈ HK$36.76M (deposit + AVD stamp duty HK$2,879,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,420
−HK$11,627/mo
▼ 0.25% · 3.875%
HK$191,187
−HK$5,860/mo
Today · 4.125%
HK$197,047
baseline
▲ 0.50% · 4.625%
HK$209,037
+HK$11,990/mo
Deposit HK$27.11M · loan HK$40.66M · min. income ≈ HK$394,094/mo (50% DSR)
Upfront cash ≈ HK$29.99M (deposit + AVD stamp duty HK$2,879,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,277
−HK$11,145/mo
▼ 0.25% · 3.875%
HK$211,810
−HK$5,612/mo
Today · 4.125%
HK$217,422
baseline
▲ 0.50% · 4.625%
HK$228,883
+HK$11,461/mo
Deposit HK$27.11M · loan HK$40.66M · min. income ≈ HK$434,844/mo (50% DSR)
Upfront cash ≈ HK$29.99M (deposit + AVD stamp duty HK$2,879,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,323
−HK$13,565/mo
▼ 0.25% · 3.875%
HK$223,052
−HK$6,836/mo
Today · 4.125%
HK$229,888
baseline
▲ 0.50% · 4.625%
HK$243,876
+HK$13,988/mo
Deposit HK$20.33M · loan HK$47.43M · min. income ≈ HK$459,776/mo (50% DSR)
Upfront cash ≈ HK$23.21M (deposit + AVD stamp duty HK$2,879,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,657
−HK$13,002/mo
▼ 0.25% · 3.875%
HK$247,111
−HK$6,548/mo
Today · 4.125%
HK$253,659
baseline
▲ 0.50% · 4.625%
HK$267,030
+HK$13,371/mo
Deposit HK$20.33M · loan HK$47.43M · min. income ≈ HK$507,318/mo (50% DSR)
Upfront cash ≈ HK$23.21M (deposit + AVD stamp duty HK$2,879,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,129
−HK$17,442/mo
▼ 0.25% · 3.875%
HK$286,781
−HK$8,790/mo
Today · 4.125%
HK$295,571
baseline
▲ 0.50% · 4.625%
HK$313,555
+HK$17,984/mo
Deposit HK$6.78M · loan HK$60.99M · min. income ≈ HK$591,142/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$2,879,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,416
−HK$16,717/mo
▼ 0.25% · 3.875%
HK$317,715
−HK$8,418/mo
Today · 4.125%
HK$326,133
baseline
▲ 0.50% · 4.625%
HK$343,324
+HK$17,191/mo
Deposit HK$6.78M · loan HK$60.99M · min. income ≈ HK$652,266/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$2,879,916 · Scale 2, in force from 26 Feb 2026)