LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,547
−HK$9,691/mo
▼ 0.25% · 3.875%
HK$159,354
−HK$4,884/mo
Today · 4.125%
HK$164,238
baseline
▲ 0.50% · 4.625%
HK$174,232
+HK$9,994/mo
Deposit HK$33.89M · loan HK$33.89M · min. income ≈ HK$328,476/mo (50% DSR)
Upfront cash ≈ HK$36.77M (deposit + AVD stamp duty HK$2,880,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,932
−HK$9,289/mo
▼ 0.25% · 3.875%
HK$176,543
−HK$4,678/mo
Today · 4.125%
HK$181,221
baseline
▲ 0.50% · 4.625%
HK$190,773
+HK$9,552/mo
Deposit HK$33.89M · loan HK$33.89M · min. income ≈ HK$362,442/mo (50% DSR)
Upfront cash ≈ HK$36.77M (deposit + AVD stamp duty HK$2,880,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,456
−HK$11,630/mo
▼ 0.25% · 3.875%
HK$191,225
−HK$5,861/mo
Today · 4.125%
HK$197,086
baseline
▲ 0.50% · 4.625%
HK$209,078
+HK$11,992/mo
Deposit HK$27.11M · loan HK$40.67M · min. income ≈ HK$394,172/mo (50% DSR)
Upfront cash ≈ HK$29.99M (deposit + AVD stamp duty HK$2,880,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,318
−HK$11,147/mo
▼ 0.25% · 3.875%
HK$211,852
−HK$5,613/mo
Today · 4.125%
HK$217,465
baseline
▲ 0.50% · 4.625%
HK$228,928
+HK$11,463/mo
Deposit HK$27.11M · loan HK$40.67M · min. income ≈ HK$434,930/mo (50% DSR)
Upfront cash ≈ HK$29.99M (deposit + AVD stamp duty HK$2,880,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,366
−HK$13,568/mo
▼ 0.25% · 3.875%
HK$223,096
−HK$6,838/mo
Today · 4.125%
HK$229,934
baseline
▲ 0.50% · 4.625%
HK$243,925
+HK$13,991/mo
Deposit HK$20.33M · loan HK$47.44M · min. income ≈ HK$459,868/mo (50% DSR)
Upfront cash ≈ HK$23.21M (deposit + AVD stamp duty HK$2,880,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,705
−HK$13,004/mo
▼ 0.25% · 3.875%
HK$247,160
−HK$6,549/mo
Today · 4.125%
HK$253,709
baseline
▲ 0.50% · 4.625%
HK$267,082
+HK$13,373/mo
Deposit HK$20.33M · loan HK$47.44M · min. income ≈ HK$507,418/mo (50% DSR)
Upfront cash ≈ HK$23.21M (deposit + AVD stamp duty HK$2,880,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,184
−HK$17,445/mo
▼ 0.25% · 3.875%
HK$286,838
−HK$8,791/mo
Today · 4.125%
HK$295,629
baseline
▲ 0.50% · 4.625%
HK$313,617
+HK$17,988/mo
Deposit HK$6.78M · loan HK$61.00M · min. income ≈ HK$591,258/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$2,880,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,477
−HK$16,720/mo
▼ 0.25% · 3.875%
HK$317,777
−HK$8,420/mo
Today · 4.125%
HK$326,197
baseline
▲ 0.50% · 4.625%
HK$343,392
+HK$17,195/mo
Deposit HK$6.78M · loan HK$61.00M · min. income ≈ HK$652,394/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$2,880,485 · Scale 2, in force from 26 Feb 2026)