LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,562
−HK$9,692/mo
▼ 0.25% · 3.875%
HK$159,369
−HK$4,885/mo
Today · 4.125%
HK$164,254
baseline
▲ 0.50% · 4.625%
HK$174,248
+HK$9,994/mo
Deposit HK$33.89M · loan HK$33.89M · min. income ≈ HK$328,508/mo (50% DSR)
Upfront cash ≈ HK$36.77M (deposit + AVD stamp duty HK$2,880,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,948
−HK$9,290/mo
▼ 0.25% · 3.875%
HK$176,560
−HK$4,678/mo
Today · 4.125%
HK$181,238
baseline
▲ 0.50% · 4.625%
HK$190,791
+HK$9,553/mo
Deposit HK$33.89M · loan HK$33.89M · min. income ≈ HK$362,476/mo (50% DSR)
Upfront cash ≈ HK$36.77M (deposit + AVD stamp duty HK$2,880,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,474
−HK$11,631/mo
▼ 0.25% · 3.875%
HK$191,243
−HK$5,862/mo
Today · 4.125%
HK$197,105
baseline
▲ 0.50% · 4.625%
HK$209,098
+HK$11,993/mo
Deposit HK$27.11M · loan HK$40.67M · min. income ≈ HK$394,210/mo (50% DSR)
Upfront cash ≈ HK$29.99M (deposit + AVD stamp duty HK$2,880,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,338
−HK$11,148/mo
▼ 0.25% · 3.875%
HK$211,872
−HK$5,614/mo
Today · 4.125%
HK$217,486
baseline
▲ 0.50% · 4.625%
HK$228,950
+HK$11,464/mo
Deposit HK$27.11M · loan HK$40.67M · min. income ≈ HK$434,972/mo (50% DSR)
Upfront cash ≈ HK$29.99M (deposit + AVD stamp duty HK$2,880,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,386
−HK$13,569/mo
▼ 0.25% · 3.875%
HK$223,117
−HK$6,838/mo
Today · 4.125%
HK$229,955
baseline
▲ 0.50% · 4.625%
HK$243,948
+HK$13,993/mo
Deposit HK$20.33M · loan HK$47.45M · min. income ≈ HK$459,910/mo (50% DSR)
Upfront cash ≈ HK$23.22M (deposit + AVD stamp duty HK$2,880,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,727
−HK$13,006/mo
▼ 0.25% · 3.875%
HK$247,184
−HK$6,549/mo
Today · 4.125%
HK$253,733
baseline
▲ 0.50% · 4.625%
HK$267,108
+HK$13,375/mo
Deposit HK$20.33M · loan HK$47.45M · min. income ≈ HK$507,466/mo (50% DSR)
Upfront cash ≈ HK$23.22M (deposit + AVD stamp duty HK$2,880,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,211
−HK$17,446/mo
▼ 0.25% · 3.875%
HK$286,865
−HK$8,792/mo
Today · 4.125%
HK$295,657
baseline
▲ 0.50% · 4.625%
HK$313,647
+HK$17,990/mo
Deposit HK$6.78M · loan HK$61.00M · min. income ≈ HK$591,314/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$2,880,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,507
−HK$16,721/mo
▼ 0.25% · 3.875%
HK$317,808
−HK$8,420/mo
Today · 4.125%
HK$326,228
baseline
▲ 0.50% · 4.625%
HK$343,424
+HK$17,196/mo
Deposit HK$6.78M · loan HK$61.00M · min. income ≈ HK$652,456/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$2,880,758 · Scale 2, in force from 26 Feb 2026)