LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,610
−HK$9,696/mo
▼ 0.25% · 3.875%
HK$159,420
−HK$4,886/mo
Today · 4.125%
HK$164,306
baseline
▲ 0.50% · 4.625%
HK$174,303
+HK$9,997/mo
Deposit HK$33.90M · loan HK$33.90M · min. income ≈ HK$328,612/mo (50% DSR)
Upfront cash ≈ HK$36.78M (deposit + AVD stamp duty HK$2,881,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,002
−HK$9,293/mo
▼ 0.25% · 3.875%
HK$176,616
−HK$4,679/mo
Today · 4.125%
HK$181,295
baseline
▲ 0.50% · 4.625%
HK$190,852
+HK$9,557/mo
Deposit HK$33.90M · loan HK$33.90M · min. income ≈ HK$362,590/mo (50% DSR)
Upfront cash ≈ HK$36.78M (deposit + AVD stamp duty HK$2,881,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,532
−HK$11,635/mo
▼ 0.25% · 3.875%
HK$191,304
−HK$5,863/mo
Today · 4.125%
HK$197,167
baseline
▲ 0.50% · 4.625%
HK$209,164
+HK$11,997/mo
Deposit HK$27.12M · loan HK$40.68M · min. income ≈ HK$394,334/mo (50% DSR)
Upfront cash ≈ HK$30.00M (deposit + AVD stamp duty HK$2,881,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,403
−HK$11,151/mo
▼ 0.25% · 3.875%
HK$211,939
−HK$5,615/mo
Today · 4.125%
HK$217,554
baseline
▲ 0.50% · 4.625%
HK$229,022
+HK$11,468/mo
Deposit HK$27.12M · loan HK$40.68M · min. income ≈ HK$435,108/mo (50% DSR)
Upfront cash ≈ HK$30.00M (deposit + AVD stamp duty HK$2,881,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,455
−HK$13,573/mo
▼ 0.25% · 3.875%
HK$223,187
−HK$6,841/mo
Today · 4.125%
HK$230,028
baseline
▲ 0.50% · 4.625%
HK$244,025
+HK$13,997/mo
Deposit HK$20.34M · loan HK$47.46M · min. income ≈ HK$460,056/mo (50% DSR)
Upfront cash ≈ HK$23.22M (deposit + AVD stamp duty HK$2,881,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,803
−HK$13,010/mo
▼ 0.25% · 3.875%
HK$247,262
−HK$6,551/mo
Today · 4.125%
HK$253,813
baseline
▲ 0.50% · 4.625%
HK$267,192
+HK$13,379/mo
Deposit HK$20.34M · loan HK$47.46M · min. income ≈ HK$507,626/mo (50% DSR)
Upfront cash ≈ HK$23.22M (deposit + AVD stamp duty HK$2,881,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,299
−HK$17,451/mo
▼ 0.25% · 3.875%
HK$286,955
−HK$8,795/mo
Today · 4.125%
HK$295,750
baseline
▲ 0.50% · 4.625%
HK$313,746
+HK$17,996/mo
Deposit HK$6.78M · loan HK$61.02M · min. income ≈ HK$591,500/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$2,881,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,604
−HK$16,727/mo
▼ 0.25% · 3.875%
HK$317,908
−HK$8,423/mo
Today · 4.125%
HK$326,331
baseline
▲ 0.50% · 4.625%
HK$343,533
+HK$17,202/mo
Deposit HK$6.78M · loan HK$61.02M · min. income ≈ HK$652,662/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$2,881,668 · Scale 2, in force from 26 Feb 2026)